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"Both To Sign" joint account - Any available?
Hi. I was reading the difference between the "any can sign" and "both to sign" status of joint accounts. Having done my research, I am interested in opening a bank account with another party on a "both to sign" basis. I looked at Nationwide Flex account, and Halifax Reward account (and a few others), but they all seem to…
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Abbey cheque clearance timescales
:mad: I thought in todays technological era banks were supposed to be clearing cheques quicker than in the past. Has anyone got a really stinky letter I can send to the Abbey who today sent out notification that cheques will take an extra day to clear. It will now be 4 working days if paid over the counter and FIVE days if…
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£100 Alliance Leicester query
I was going to open an A-L account today to take advantage of the £100 incentive. But noticed that I need to use their direct debit switching system to get the £100. I don't have any direct debits, so can I still get the £100?
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Abbey Instant Plus A/C
Hi, I applied for an Abbey Current Account a few weeks back and had an email a few days back saying that they cannot give me the standard current account at the present time, but are pleased to be able to offer the Abbey Instant Plus current account. This comes with a Visa Electron card. I have today recieved my internet…
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overdrafts
I have had my bank account for just over a year now i have no overdraft(when i applied for this bank account online i said i didnt want a overdraft ) but have just applied for one online i wanted to know do they do a credit check to allow you to have a overdraft or if you have already got the bank account are they more…
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Direct Debit Guarantee
We are currently bombarded with "pay by Direct Debit", its safe and there is the Direct Debit Guarantee to protect you. * If the amounts to be paid or the payment dates change, the organisation collecting the payment will notify you normally 10 working days in advance of your account being debited or as otherwise agreed *…
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Llloyds TSB
Hi does anyone have the email address of the CEO of Lloyds TSB
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Argh!!!!
I am an HBOS customer - this week I have had a letter saying that my MBNA credit card was not paid as I had insufficient funds in my account to honour the payment. I have checked my account online and the day that the letter states that my account had insufficient funds in I did in fact have enough money in the account to…
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Alliance & Leicester - Deposit £500 a month
i am due to get my paper work through for my new premier current account early next week and was wondering a few things about the monthly deposits (i have opened an account for the free £100 when switching current accounts). in the small print on their website it says: "for Premier Current Account you have funded at least…
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bank messed up now what?
So Tuesday/Wednesday my mother put money in my account no problem, yesterday morning she put more money in and today I went to check and it's not there. My mum checked the slip and the teller used the wrong sort code :mad::mad::mad::mad:. What happens now? This money is part of my deposit/rent which needs to be paid ASAP.
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Barclays- Saturdays- Liverpool
Anyone know if any of the Barclays in Liverpool City Centre are open on a saturday?
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Bank account for under 16’s
My daughter, who will 16 in 5 weeks, has just got a Saturday job and has been asked to have a current account to have her wages paid in to. I looked into my current bank (First Direct) but she’d have a £10 a month charge with them. Can anyone recommend a bank account that she can set up which ideally can be accessed on…
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Account for holiday money?
Now Nationwide are charging 1% for foreign debit card transactions, I am thinking of opening a PO account to use whilst on holiday in USofA. Any better ideas?
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Nationwide Flexaccount sign in problems
Anyone else have problems signing into thier Nationwide Flexaccount? I've tried signing in three times without sucess.
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Natwest Graduate Account
Hi all, Just need a bit of help. I graduated June (end of) 2008 - I have a graduate Natwest Account with a £2000 overdraft. I remember them saying that the overdraft reduces every year after your graduate, or on some timescale. Does anyone know what it reduces to and when? The website wasn't very helpful! Thanks!
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Alliance & leicester overdraft usage fees
Hi I have done a search for this topic but can't find anything that matches my query directly, so I do hope I am not repeating a question. Has anyone had any problems with Alliance & Leicester's overdraft usage fees? I have a premier direct online account with an overdraft limit of £400. I have recently had notification of…
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First Direct
I was thinking of opening a First Direct current account. The minimum requirement is that you pay in £1,500 a month and then they give you £100. I am already with A&L premier direct which has a £500 funding limit. I'd rather not close this account completely as I wish to keep the overdraft facility (FD only give £250 as…
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HSBC Faster Payments
Does anyone know what the transaction/daily limit is for Faster Payments from HSBC please? My salary is being paid in in order to qualify for the 8% Regular Saver, but I need to get quite a lot transferred out to another account in order to meet direct debits a few days later, so timing is all important! MumOf2
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NatWest 'In Principle' Decision on current account
I applied online this afternoon for a Natwest Current Plus account and got the Approved in Principle Decision, with paperwork to follow to sign and return, should I take that as I have been accepted, or that I could still be turned down ?. Thanks
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smile card readers and FP
Well looks like smile is going fully functional with card readers. I got mine the other week and didn't have to use it until now. You have to use your reader for all internet bank functions, bar checking your balance. So for all transfers, bill payments, standing orders (old or new, setting up etc) you have to use it and…
