-
How long for application form? (RBS)
My family has not always gotten on well with money. In fact until 2007 we all had ccjs and defaults on our credit files, mostly due to our own faults. The majority of these debts have since been cleared or have dropped off the credit file, leaving only myself with a ccj that is gradually being repaid. Between 2001 and 2007…
-
Clawing my way out of debt
Ok i have an overdraft that i've lived in for so long that i can't remeber a time where the numbers where in the posistive, i have 2 credit cards both maxed and a £7000 loan, all gained while i was at university 3 years ago. Now currently im just about living to my means, money comes in i pay my bills and i "survive"…
-
Faster Payments - is there a problem or is LLoyds just incompetent?
Faster payments have been with us now for nearly a year and I have had no problems with making such payments using either Natwest or Halifax online systems but still I am unable to make such online faster payments with LLoyds; instead I have to ring up. Lloyds claim there is a problem with faster payments hence the fact…
-
Nationwide £75 for switching current account
Hi! I just spotted Nationwide's offer of £75 for switching bank accounts, but I notice that it's only for the first 4,000 customers. Has anyone switched recently, and did they get the £75? If it's too late I'll wait for another promotion. Thanks
-
Halifax easycash account opened without my permission
I've had a Halifax Cardcash account for years. I use it these days solely to do the banking for a small club that I run. A few days ago, when I logged into my Cardcash account online, the Halifax asked me to add an Easycash account to my online banking. Doing some digging, I noticed the Halifax had made an unrecorded…
-
Abbey Website Down
Just logged on to Abbeys website nothing happened tried through google and some IBM link come up, i thought i would let you all know. EDIT: It's back working.
-
Coop Bank to introduce card reader
Just got a letter. Sometime soon for use online (yuk!)
-
Halifax Account
Hi All, I have been told that I ca apply for a Halifax Preference account with £500. Can someone let me know the + and - of this account please. Thank you.
-
A+L Overdraft Matching Service
Currently got Halifax Moneyback Current Account but as they are bringing in new overdraft charges, I am now having to look for a new current account, with all the fun that brings!! :( I use my overdraft on a regular basis and have been looking at the A+L Premier Current Account. I know there are some pretty mixed reviews…
-
Strange current account rules at Barclays
I recently asked to close my Barclays current account after having endless hassle with a company in the US taking regular withdrawls that I had cancelled.When I told Barclays, they were unsympathetic and told me that they would continue to honour the payments even after my account had been closed. This seems crazy to me…
-
Halifax overdraft
Hello everyone, long time lurker first time poster! I hope someone can offer some guidance. We have a Halifax current account with all our direct debits in (including the mortgage)and a £4,500 overdraft. Somewhere along the line we started dipping into the overdraft more and more (stupid I know!) until it was almost up to…
-
Change of Halifax moneyback current account
Has anyone else had a letter about Halifax Moneyback account changes. We have been with them for about 4 years and recieved on average £100 moneyback every year. They have now changed it that you only get £5.00 every month that you have £1000 put in account , and they are now going to charge £1.00 for every day that you…
-
personal/ home pc accounting
hi folks- wondered if anybody could help? I recently got a new pc and previously used for the last 10 years money 98 which came with my old PC for my home accounting however this won't install on my new pc which uses vista and I am reluctant to buy an updated version as from what I can see it will cost alot of money as a…
-
Question About Alliance & Leicester
Hi Everyone, I'm considering switching to one of the new A&L Accounts to take advantage of the £100 offer + £50 cashback. Being a cautious sole though I have a couple of questions for you all. 1 Does the switching service transfer your current bank account balance over as well or do you need to do that manually? 2 There…
-
Barclays (Young persons) account closure no reason
Does anyone know if I can do anything seeing as Barclays have sent me a letter stating that they were closing my account and that I have 14 days to withdraw all my money, I phoned the bank and apparently I no longer meet their "criteria" which is ridiculous as my account still has money on it and I never have or had a…
-
SEPA Transfer EUR > GBP with HSBC UK: complaint?
Hi, I recently did two SEPA transfers from a EUR account in France with the Credit Mutuel to my GBP account in the UK with the HSBC.* The first time, the French bank transferred EUR directly and I ended up with the money minus 2.75% (final amount received compared to market exchange rate on the day of the transfer). I…
-
Account for workmates needed
Hi, I work with two others and during last year we decided that all our private job & Tip money we were going to put into a kitty and divide it out just before xmas. We used my bank account to keep the money in but we'd like to see if we could get some basic account to keep it in between the three of us. Any Ideas???…
-
Fraudulent activity on my account and help urgently needed!
I am not sure if you will be able to provide me with the answers I am looking for but I am hoping you may be able to point me in the right direction. I have today noticed emails from Paypal to notify me of two separate payments to the same person being paid out today. I have not authorised these payments and so quickly…
-
HSBC - Going Green
I opened an HSBC Plus account a few days ago and have just logged onto internet banking where I'm told that if I switch to Green, I'll get 6 months half price instead of 3 months. Does going green mean I wont be allowed a cheque book? I don't use a cheque book much, but it's always nice to have one when I need it on the…
-
Switched to A&L current account and....
... some of my direct debits transfered ok, sadly 2 didnt, meaning i was late on 2 CC bill's meaning i have ben charged about £36 could have lost my 0% on 1 CC. Can i claim any of this back from A&L??? Thanks for any help offered
