-
First Direct - Opinions?
I'm looking at opening a current account with First Direct. Are there any things I should know? Are they good at anything in particular? Bad at anything? Any opinions and experiences on any aspect of them would be greatly appreciated...
-
Fraudulent receipt of cheque
I paid a company before Christmas a large amount of money by cheque for something, however, I have not received the goods and can't get in touch with the company. I strongly believe the transaction to do fradulent. Is there any way of ensuring that the cheque was paid into the account that it was written out to? Could the…
-
alliance & leicester cheque clearance time
I have got 2 cheques to pay in, I bank with the alliance & leicester. So do the 2 people that have written the cheques for me. How long should they take to clear?
-
How long does a telegraphic transfer take?
I'm arranging for a financial provider to make a telegraphic transfer of some funds to our current account today. Their department does the transfers after 12 noon. How long will it take to hit our current account? We need to hand over a cheque for this amount to another organisation today. This is supposed to be a "same…
-
best way to bring euros from france into uk?
anyone any experience of Credit AGricole cheque . have several options. either pay into nationwide or abbey. will they charge any fees for this? or should we just pay via paypal etc. thaks in advance.
-
A&L Faster Payments
Sending Faster Payments from A&L seems to be hit and miss still: On 6th Jan, I sent £184 to a Tesco Internet Saver; this was sent via FP. On 7th Jan, I sent £315 to the same account; this was sent via BACS! There seems to be no way to tell in advance which payment method is going to be employed. Does anyone know whether…
-
Bank account ruining my life
Hi Bolt statment but its true, i just applied for Barlclays standard current account and they declined me, i dont want any credit, overdraft or cheque book just a "current Account" They just fob me off with Experian says no write to them, I dont care about Experian they do a good job in messing everything up and charging…
-
advice please - i owe £800 on an overdraft with halifax
hi guys - am i able to close the account and pay back my overdraft owe in installments ???? thanks...whats this about halifax charging a £1 a day ??? overdraft ??
-
im leaving lloyds
well i have a basic account with lloyds and had everything going in around £2100 a month and they refused to upgrade me a year ago so i opened a hsbc account with £100 o/d £100 CG card and a loan of £1000 i have kept both accounts in good order i have been with lloyds for 6 years and apart from not upgrading my account (so…
-
A&L deal, joint to 2 x single accounts?
Going to switch my account, I only use it for salary and debits, and have no overdraft currently so worth doing for the £100. Will keep my everyday account which has a good overdraft. Question is as it is a joint account does anyone know if I could open seperate accounts in my and my wifes name, and then get 2 x £100 and…
-
Natwest Error - advice needed!
Hi All My boyfriend and I went into Natwest on 19th December to pay £40 in cash into his account, he realised the week after that the £40 wasn't showing in his account so we went in to ask why not and they asked him to bring the receipt in. Unfortunately, he has lost the receipt so we have no evidence. My boyfriend went…
-
as i need to bring back some euros to uk where is
the best place to put the euros at the moment. i was told the best thing is to open a euro account maybe offshore such as the isle of man. is it straightforward to do this? any tips. thanks in advance.
-
Halifax Moneyback Current Account customers ... The account will be renamed on 8 Feb?
Confirmation of the rumours... I received a letter in the post today confirming the inevitable... Summary: It will be called Halifax Reward current account (so no more cashback?) We'll pay you £5 each month you pay in £1000 into the account! Arranged overdraft upto £2500, we'll charge £1 a day. Arranged overdraft over…
-
Barclays Reserve Fee
Hi! My son has a current account with Barclays. He doesn't pay much / any attention to statements / correspondance from the bank. In the past he'd just take money out of a cash machine as and when required. He couldn't go overdrawn as a cash machine would prevent him from taking out more money than was in the account. Also…
-
Shall I change my ISA
I have around a thousand pounds in one ISA, the variable is currently 0.61% and fixed is at 3.30% I don't think it's going to be doing anything in the way of interest for a some time (although I'm not sure when my next annual interest is due) I'm sure it cant be a lot? My question is, I have seen on this site that the…
-
Best spare current account?
I use First Direct as my main account and have nationwide as a 2nd, spare account. I've had quite a few problems with Nationwide, not really with the flexaccount itself, but with head office's handling of more than one savings account so I think it's time to move). I'm looking for a no monthly fee current account, probably…
-
A&L Switching Service
In short, as part of the A&L Switching Service do you have to close your 'current' current account and put all bills and income through the A&L account? Using the switching service is a condition to gain the £100 for setting up the account. I would love this extra income and I want to increase it by using the reccomend…
-
Alliance & Leicester - £100 incentive refused!
Hi, I joined A&L back in Sep/Oct to take advantage of their £100 incetive at that time. I was also referred to A&L by a member of this forum and consequently got the £25 referral incetive for that. Yesterday I queried with A&L why, after more than 15 weeks, they hadn't paid my £100. This is the relply I got: "Thank you for…
-
Alliance and Leicester account switching
Hi, I am thinking of switching current account from First Direct to Alliance and Leicester Premier to: 1) Pay of the overdraft on the FD account without spending anymore on it 2) Just have a minimal £250 OD on the A+L account 3) Take advantage of the A+L Premier £100 switching offer and Quidco A couple of things concern me…
-
How to get rid of an overdraft?
I am a new DFW, so please excuse me if I'm asking one of the usual questions! We have a £2k overdraft which we are constantly up to the limit on, meaning that as soon as we get paid, we are into the overdraft. In terms of getting rid of this, what can be done? I'm reducing our outgoings as much as possible, but this could…
