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do I even exist?
Help! I am separated from my wife and back living with my parents, I have no paperwork and everything was in my wifes name. How can I go about opening a basic bank account with no proof of ID? At the moment I am not working but will be soon.
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Martin's recommended "best" bank accounts are actually the worst! Why?
Has anyone else noticed this? His two best banks according to this site are Alliance and Leicester and Abbey. Ironically, as I have disovered from this same site as well as elsewhere, these two banks are regarded, as far as I can see anyway, unanimously as the worst banks (I do not know from personal experience as these…
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National Hunter
What is National Hunter and what are they responsible for? I was told that they hold the records of transactions done with banks by customers and are required by law to disclose everything that they have on file if asked by any bank customer for which they charge the maximum chargable by law £10. I was told that they are…
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urgent advice needed !!!
hi, i currently have a cardcash account with the halifax i have held for several years, i run this account well , haven't been charged etc, not been overdrawn. i applied online for a current account with them through my internet banking. two days later a new account appeared on my accounts and i recieved a letter stating i…
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current account - incentives?
Does anyone know of a bank thats offering any incentives to open an account with them, that dont want you to pay in a minimum amount each month?
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Closing Nationwide Flexaccount
This is a bit long.. I currently have a Lloyds Current Account and an old Nationwide Flexaccount. I have not used the Nationwide Account for over a year, and passing by a branch today, decided to go in and close it. Having had only £4.86 in the Account and asking to withdraw the balance and close it, the Cashier asked me…
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Certifying copies?
Not sure if this is in the right place... I applied for a Co-op current account and have been accepted, but need to send proof of my ID and address first. They only accept original documents or certified copies, and as I have to send my passport, I'd like to get certified copies rather than sending it off! (As well as the…
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Email Fraud
Hi Everybody, I could do with some advice. I am selling my motorbike online, and was contacted by a potential purchaser. We exchanged emails and a price was agreed. He was going to pay by bank transfer. I gave him my details. I have since learned that contact number he gave me is involved in existing online fraud cases. I…
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Better Account?
Been an Alliance and Leicester Premier Direct Current Account holder with £2400 overdraft limit for 3 years.... Any suggestions for a better account? It's £5 a month to use overdraft which is why am reluctant!
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Daily limits at ATM
Just a quick question. Does the daily ATM withdrawl limit reset at midnight? Cheers
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Can I avoid Alliance and Leicester charges?
Hi I have a current account with alliance and leicester and I deliberately chose an account with no overdraft facility because I didn't want to get into debt. I always take money out of the cash machine rather than using my card to spend so that the machine will refuse to give me money if I try to take out more than I have…
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Bank account for non UK citizen
Hello, I would like to open a bank account in Britain, because of recieving money from cashback sites. Unfortunately I don´t live in Britain. Is it possible to open some account online? P. S. I´m a student it could be an advantage I hope
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PayPal payment for goods not supplied
A friend has run into a problem with a purchase made by PayPal (not from eBay). He ordered an item from a trader's website for about £80, after checking by phone that the item was in stock. After a reasonable time he attempted to chase it up both by email and phone (the website only gives a mobile phone number but does…
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Closing french bank account
Hi, I have a french bank account, with a few hundred quid in it. (well euros, but I'm sure you knwo what I mean). I can access it online, but I have no need for such an account, and would like the money useable here. How can I get bthe money from that account to a uk account, incurring the fewest chrages - I have no bank…
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Overdraft Interest
Wonder if anyone can help? I currently have an account with LTSB which is £1,800 overdrawn, (the acount isn't used I'm just trying to pay off what I owe) I have had an agreement with them (which I have to renew every 6mths) to pay off a set amount each month and they freeze the interest. This has been in place for the last…
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Can Both my Halifax Current Accounts be Reward Accounts?
I currently have one sole and one joint account with halifax. Come 9th Feb can I go in and change both of these to the reward account? And if so, with some creative standing orders, qualify for £5 per month on each account?
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Alliance & Leicester Premier Account
:j A&L In relation to the Alliance and Leicester Premier account, which i am currently signing myself and my partner up to, i thought that on your website it should also be made clear that the 'refer a friend scheme' the friend does not only get the free £25 along with the person recommending them. (this information comes…
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Debit Card Service Charge (Intelligent Finance)
I wonder if anyone can advise me. I checked my Intelligent Finance account statement and noticed that it is littered with Debit Card Service Charges at £1.50 each! I thought that they may be linked to ATM withdrawals, but it doesn't tie up, there are more charges than I have made withdrawals!! Whatever they are, they have…
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new account (not primary one) with debit card
I need a new account (had an old basic account with hsbc but the debit card expired and they changed it with a cash card :mad: , went in and asked for an upgrade to the normal account and they said that I have to move my salary with them for at least 3 to 6 months and than they will give me an account ... what a joke) I…
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natwest terms and conditions
Good evening all, sorry if this has been asked but im not very good with small print, today i got my statements thru and there was a leaflet which caught my eye saying changes so i decided to read it i think it is saying that from april etc any charges for not paying DD etc will not be taken straight back instead they will…
