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Help with current account please
my friend and I are setting up an account to start selling on ebay, but we wanted to get a current account that was not a fixed amount in monthly - as is first direct when opening new a/c they give £50 plus via greasy palm get a further 6.75. We would prefer an internet account but can anyone advise us on one where we'll…
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How much time do you spend monitoring your finances?
In various other threads (not naming or picking on anyone in particular) there have ben a lot of comments and complaints about overdrafts and charges. How much time do people spend on monitoring their personal finances to try and prevent such 'unforseen' situations occurring? With the availability of online banking (and…
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Should I close my old bank account?
I won't go into the details, but suffice to say that after around 10 years with Lloyds TSB as a current account customer (and credit card, mortgage, insurances etc...) I fell out with them big style. I switched to Abbey about 2.5/3 years ago and gradually transferred all my payments from Lloyds to Abbey. Almost a year ago,…
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Alliance & Leicester... I want free money, can someone refer me?
Hi all, I want to take advantage of the free money from A & L for being referred by somebody to open a current account. Am I right in thinking that if I apply online I will get £25, and if someone who has an account refers me by filling in the downloadable voucher and then sending it to me to fill in my details, then both…
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hsbc dont use there savings account
ive had a few ccj's against me from my student days, i think only 1 now exists (send for the 2 cra reports) I have been reading this forum about using the savings accounts to rebuild your credit scoring. i have had a savings account (been refused twice with the same bank for a current account) with the hsbc. after this…
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Euros Bank Account
Hi I may be moving to Europe soon for 18 months which will involve living in two different countries during that time. I am looking for an account which lets me receive my pay (which will be in Euros) and draw out funds via cash or debit card while in Europe. If I use a normal uk account I have to pay silly fees each time…
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Transferring Money via the Internet
I know that if I transfer money using Natwest's online banking system betwen unconnected natwest accounts that the transfer is completed automatically - same with Lloyds. Does anyone know if this is the same with Barclays?
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Complaint Letter To Barclays
Hi all, after try numeous times to get a Connect card from barclays (even thought i have a £1600 o/d limit, im going to try to upgrade my account to platinum banking which has a Platinum Connect card. Ive got a relevant products, but my local branch is useless and dont even know what the products it. I cant change banks…
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Get £50 for switching to First Direct + £6.75 cashback
First direct have upped their cashback to £50 and via greasypalm you can now get an additional £6.75 BUT you must switch your salary to them this time. No money for nought anymore :confused: You may also want to check your favourite cashback site as others will no doubt be doing this and some are more generous than others.…
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Accessing online banks on holiday
Is it ok to access my online bank from another computer whilst on holiday. I'm away for ten days but I want to check if a credit has been received and I'll be on a cruise ship in UK waters with an internet cafe on board, or is it safer to wait till I get home.
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how much should i be savings for emergencies?
this weekend had alot of things breaking in the house which will be expensive to sort out this week and knock a hole in my emergency fund. :mad: but it's got me thinking about how much i should actually be saving per month to cover emergencies and the like. some say 3 months salary; other say 6 months. (presumably net…
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4 weekly pay
hi i am just starting a new job which pays 4 weekly have always been paid monthly b4 how do you adjusy budget?
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Currency exchange- help
Hi guys, I need your help here. A few months ago we donated a big amount of money abroad. The money wasn't used for the purpose. Now we will have it back. The problem is that it has already been converted into Euros. How can I find out what the approximate exchange rate will be on Monday? I must reply tomorrow. My bank is…
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why are we always skint?!
just wandering if ither people out there find themselves always skint no matter what they try im just about breakning point now just had 60 taken outa my bank for charges i try to budget for the month but it just never works i have moved all our DDs to one day, well most of them, to try and make life simpler we draw out £…
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Basic current account for discharged bankrupt
As a discharged Bankrupt I'm finding it impossible to obtain a current account. I have a 'basic' account with the Co-operative bank and also one with Barclays. The co-op one I prefer because I can have standing orders and online banking, frankly the barclays one is useless for my needs. Anyhow I'm increasingly finding it…
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A&L free overdraft
i have just opened the A&L current account, mainly to take advantage of the free £75 when you are referred. now they've given me a £400 overdraft limit and i want to "stooze" that money together with my virgin BT money in a savings account. that should work, shouldn't it? i would pay in the £1000 regularly but would remain…
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Joint account - forcing closure by one signatory
Hi, hope someone can advise esp. a banking employee ..... I have a joint account opened when I was a student with my flatmate for paying our rent. Flatmate and I have since lost contact several years ago. Having opened and closed various accounts with my bank, at different branches, I've enquired about getting this joint…
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info needed
hi all im dave and im new to the forum.im seeking help with regards to my halifax account.i recently started a new job {private hire driver} if my boss pays me by cheque it takes 8 days for it to clear so then he has tryed money transfer from his bank to mine which takes 5 days. any direct debits i have coming out will not…
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Cahoot: "No money out at Post Office". So who then?
I have a Cahoot current account. Part of the reason I got it was because I thought you could get money out at Post Offices. However I now find out that all I can do is put money and cheques IN at Post Offices! They say: "only certain banks are members of the scheme which allows customers to withdraw funds over the counter…
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Over Draft??
Just recently i recieved a letter from the bank saying they are giving me a 500quid over draft, that i had untill the end of the month to refuse otherwise they would automaitcly give me this. Just a question really is this an arranged overdraft? and would i be charged for going into this?? cheers for any help
