why are we always skint?!

emma_b_4

just wandering if ither people out there find themselves always skint no matter what they try im just about breakning point now just had 60 taken outa my bank for charges i try to budget for the month but it just never works

i have moved all our DDs to one day, well most of them, to try and make life simpler
we draw out £ that we can spend for the week and its gone at the supermarket and petrol. so we try shopping on the markets but we only run out of things and have to go to smarket by wed

we cook. dont get takeaway cept maybe the odd chip butty ( once a fortnight at most)
we dont go out often (maybe once a mth ) and bearing in mind we are 22 and 27 thats not the norm! every1 always sying how can you be so skint

and to top it off im going to uni in sept god how will we cope!!
sorry for my rant just fed up now all my energy seems to go into ££ and trying to save it getting nowere!

rich1000

Hi emma just read your post... I was just laughing coz im totally in the same situation..!! Yesterday was my first night out in 2 months coz im soo skint...!!

My wife and i try to budget as same as you -but nothing seems to working out..

I don't know what to do about it... I was thinking of moving in with my parents if thats the only option i have left...

I'm 25 and my wife is 23.. and it's horrible knowing we can't go out clubbing on a saturday night.. instead we have to sit in the house and watch tv whilst drinking a cup of nice coco...

Rikki

You will get there.
Having read your two stories it reminds me of how I spent many of my early years with my now ex. We worked, eat, slept and never went to a pub or had a social life or holiday for 18 months. Only when family visited did we go out and as both sets of parents lived over 200 miles away this wasn't very often. It was just what we did. Its only now when I look back I realise how short of money we were. Rent, food, bills and nothing left. It was worth the struggle. Friends, renting, Marriage, Mortgage, two great boys, divorce. :j

tinalives

LOL!! I'm 28 and really genuinely can't remember the last time we had a night out, and in 5 years together we've never had a holiday!

jen_jen_2

no offence but the grass is always greener

if you cant go out you think its the best thing ever and in reality all you want to do is be at home. your never quite comfortable in what your wearing,you cant get served its too busy and people push in, the drinks are too expensive, someone spills one, there is always an obnoxious dancer on the dance floor who gets in the way, you cant get a taxi and your feet now hurt and there is a hangover in the morning.

What ya missing???

Rikki

Thats true.

I now enjoy my evenings in. A bottle of wine, good film and the company of my man. :j

tinalives

It's not neccessarily just the nights out though - it's no days out or holidays either.

Rikki

We visited parents for our holidays. Just the petrol money to find. Cheap accommadation and food and only stay a few days or even just over night for a break. No arguements with the inlaws etc then.
Is this something you could do for a change of scenery?

tinalives

Not really

pandas66

Rikki wrote:

You will get there.
Having read your two stories it reminds me of how I spent many of my early years with my now ex. We worked, eat, slept and never went to a pub or had a social life or holiday for 18 months. Only when family visited did we go out and as both sets of parents lived over 200 miles away this wasn't very often. It was just what we did. Its only now when I look back I realise how short of money we were. Rent, food, bills and nothing left. It was worth the struggle. Friends, renting, Marriage, Mortgage, two great boys, divorce. :j

Thats my life, hope your not someone I used to know.

nightsong

Used to be very broke too, so I feel your pain.

Some thoughts about where the money goes -

cigarettes
alchohol
convenience food
magazines
tea/coffee out
clothes (Tesco, George and Primark are really good!!)
satellite tv
cosmetics

All of these are luxuries (well, the clothes aren't! But shopping in non-cheap clothes shops is). If you are clean in all these areas then well done you.