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Please help with repayments
I am writing this on behalf of my sister, I have enough of my own bankruptcy worries that I am trying to deal with, and thought some of you out there might be able to help. My sister has a very old credit card that she owed £700.00 on. She moved house, and genuinely forgot to change the address over. She was paying about…
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Times article: "Student wins claim over bank charges"
http://www.timesonline.co.uk/article/0,,2-1672922,00.html Consumer groups welcome a groundbreaking victory that could lead to cheaper fees A LAW student is expected to be awarded hundreds of pounds in compensation against his bank after claiming that the £32 that it charged him every time he went overdrawn was unfair.…
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Financial healthcheck on BBC.co.uk
Haven't spent much time looking thru it but someone may find it useful! http://news.bbc.co.uk/1/shared/spl/hi/business/healthcheck/index.stm
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HSBC Price Promise
Last week HSBC launched its new Price Promise service to go alongside its current account range - this offers to protect you against paying over the odds for many retail items. How does this work? If you purchase an item using your HSBC debit card, and then find the same product cheaper elsewhere within 60 days, the price…
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opening bank account
Can anyone recommend a sensible bank who will not charge my wife to open an account of her own-with a card etc. snachwest want £10 a month for their privelage acc!!! some privelage!! this account will be used for e-bay stuff .
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Bank Charges
Is there such a bank account were you don't get charged for being overdrawn? I am currently with First Direct and have a £2000 overdraft. I go overdrawn every month, however never up to my limit (Nowhere near). My wages go into my account monthly and easy clear my overdraft and still leave me with plenty in the bank. I get…
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help! current a/c advice sought
Hi! I'm a mature student and housewife and would like to open acurrent account in my name only ( I have a joint a/c with hubby) for housekeeping etc. My only income is the housekeeping and a small inheritance- I don't want an overdraft,I'll run it in credit. Any ideas on the most suitable account. Thank you!
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Money-managing program
I've been looking for a good bit of money-managing software for home for a while now and I've come across the following: gnucash - it's wonderful, free and full-featured! Shame it only runs on Linux when I run Windows most of the time. Not very practical for everyday use. Microsoft Money - I have an old version of this…
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Seriously Annoyed!
My bank (Royal Bank of Scotland) has recently been very annoying and im about to blow my top, in a cool, calm and collected manner via a politely but firmly worded letter of complaint. In essence, I have been trying to organise an overdraft extension for weeks, which has been approved, for weeks. However, after numerous…
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MGM Incentive
Anyone know what an MGM incentive is? I have just checked my Lloyds online statement and both my current and joint account have been credited with £50 referenced 'MGM incentive'. Is this something to do with Lloyds? Anyone else receive this?
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Improve Credit Rating!!
Hello, I am currently enquiring about a mortgage however, i have no Credit history! Having been a student you may have thought i needed loans etc but as i worked at the same time i paid off all my fees and living costs and never needed to get in debt.Even now i have graduated i have no debts! Being a avid saver i would…
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'hidden' benefits of cheque (v debit card)
We've all gotten accustomed to just handing over plastic at the till, especially the stores who process the transaction quickly and easily. But have you noticed, at national chain stores such as well-known chemists, catalogue stores, consumer electronics group stores (not mentioning names) what happens when you pay by…
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What is the best account for a charity?
Does anyone have experience of running finances for a charitable organisation? Which bank account (if any) would be most suitable? Cheers
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"New customer only" deal at Lloyds TSB
It really bugged me that you had to be brand new to Lloyds TSB to qualify for the £50 for opening a new Classic Plus account. Why didn't I qualify as an existing customer? I decided to find out. Now I'd love to be able to tell you that I changed their mind, but alas they are determined. :wall: However, I was so disgusted…
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How long for fraud claim to be dealt with?
I noticed a few weeks ago that two transactions on my account were done without my approval or authority. I contacted my bank, the Halifax, to try to ascertain why these debits had gone out (one for £100, and the second for £500 to the same company on the same day). I was told that there was no further information on where…
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40 ways to find £2000 (apparently!)
Just spotted this article that can be accessed without subscriptions - might give someone something useful http://www.pfmagazine.co.uk/40ways/part_one.htm
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Should I say anything?
A few days ago, I took a bank draft of between £1500 and £2000. I'd have thought it would be charged to my current account on the same day. But so far, it hasn't been charged at all - and it hasn't reduced my available balance either. Should I say anything? And what would happen if I don't? Thanks.
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Accessible Online Banking
Firstly, although I haven't posted before, I must say I adore this site- so full of invaluable information on all manner of topics- so busy reading that I never seem to have time to write!! Could anyone help? I need to find out which online banking accounts are most accessible for someone who is visually impaired? My…
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How does my budget look?
Hope I'm posting this in the right place. Having just moved into my new house :j this is my first ever real attempt at budgeting, and with a mortgage the size of mine I just CANT blow it!! Since I have no idea how much some things are going to cost (haven't received definite cost of water, life insurance and a few other…
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Help needed please..!! Barclay Bank Additions
My wife moved from manchester to live here around 3 years ago. Since then she hadn't used her barclay account for anything... So we've just been to the bank and found out her bank account had -250.00 in it... They said she had included an addition where 9.50 a month is being withdrawn for the last 3 years. My wife told she…