We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Please enable Javascript to see our calendar
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
There's already a lot of people driving a fully electric or hybrid(s) car in the UK. But for those drivers that haven't already made the change, there can be reluctance. 'Range anxiety', lack of charging infrastructure in your area and concerns about future changes like pay-per-mile which is currently in consultation may…
Hi there, We claimed universal credit as a couple from sometime in 2023 to April (ish) this year, 2025. We had to stop claiming as my father gave us a large sum of money towards a house deposit which took us well over the £16,000 threshold for savings. We only realized we had broken the rules a couple of months after he…
Not sure where to post this! I just want to have an idea how much a solicitor will cost to add two trustees to an IPDI trust. Having done some research the quotes seem very high. Have asked my son’s conveyancer whether he can do it and was told he will refer me to a colleague. Can anybody advise pl? Thanks
Hello, I am looking for experiences with staircasing in two steps to reduce stamp duty. I currently own 50% of a flat in London and am planning to increase my share to 80%, then immediately staircase to 100%. I paid 0 SDLT when I completed the initial 50% purchase. As far as I understand, only the transaction that takes me…
Hi there, thank you in advance for the help. I've read through all the threads and think I know what to do but want to double check. The original supposed violation was from June 2024 when I was heavily pregnant. I've been fighting this longer than my son has been alive, had all appeals etc rejected and just want to put…
Hi, I'm a long term tenant in a leasehold flat paying rent to a landlord who owns the lease title. The leasehold expires in a few years and the landlord is considering his options: 1) return title to freeholder but they are not interested in managing it because there is no profit in it for such a short duration. (I think…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
Join in for tips and advice on keeping costs down with Christmas around the corner!
Some people love the buzz of fireworks and parties, while others prefer a quiet night in with a good film or an early bedtime. And of course, there are those who haven’t made any plans yet..! How will you be seeing in 2026?
The base rate has been cut to 3.75% from 4% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money. Here's what the cut means for your money – including mortgages, savings and more.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
Free and available on iOS and Android
Tip Email