We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
Hi, I’ve read the Newbie posts and followed them, i.e. appeal letter, ignored subsequent letters, and am now at the ‘Letter of Claim’ stage. I’ve looked at the threads on the ‘Letter of Claim’ stage and drafted a response (a combination of the suggested responses for this stage, based on my circumstances). The original PCN…
Looking to buy a bean to cup coffee machine at a reasonable price. Definitely less than £200. Can anyone recommend one? Are they worth it or is it better to buy grinder and machine separate. Advice welcome. My nespresso has started to leak that I had for about 4yrs. Would like to move away from using pods.
My son and 3 of his mates were parked up talking in their cars. Cold engines. No noise No racing No drugs All given £100 fine No signs. What's the deal. .. apparently appeal is to the council. They've all not longed passed their tests. No idea of this RULE??!?!
Ever since we bought our house we have had issues with 2 neighbours who have “claimed ownership” of the kerbs outside their house and respectively our driveway entrance. On 5-6 occasions access to our property was restricted due to inconsiderate parking and had to ask people to move their cars. After few years not taking…
PLEASE READ THIS POST FIRST TO UNDERSTAND HOW TO USE SOME OR ALL OF THIS SUGGESTED TEMPLATE AS PART OF YOUR INDIVIDUAL DEFENCE, THAT YOU CAN THEN DRAFT. YOUR FINAL DEFENCE THAT YOU DECIDE TO DRAFT IS YOUR OWN. NOTHING ON THIS BOARD IS LEGAL ADVICE, JUST OPINIONS BASED ON EXPERIENCE OF WINNING DEFENCES. THE MAIN INFO ABOUT…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Whether it's to tighten your belt or not, have you done away with a service since the start of the year?
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Free and available on iOS and Android
Tip Email