We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
This week's MSE Forum discussions span the range from what sort of garden hose to buy, to how to plan a bucket-list adventure by train on the other side of the world. Read on for more of this week's MoneySaving talking points. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-10-07-2026/ Seen something…
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
Holiday booking often involves a balancing act. You might find a bargain that's less convenient, a luxury option that's more expensive, or a flexible booking that offers extra peace of mind. When it comes down to it, what matters most to you when booking a holiday? Vote in the poll and share your thoughts in the thread.
I wish to set up a Limited Company so i can be employed through it as an electronics engineer. I dont yet have a work contract but i want the limited company ready for when a contract may come along. Searching the web says i need to employ an accountant for this. But why?....if it was an actual business than i could…
Good morning.
https://www.thetimes.com/uk/politics/article/state-pension-uk-retirement-age-68-nc50dzgcn
Any flaws with this idea? I'm wanting to help give my 19yr son the option of retiring earlier than the private pension age (currently 57 for him) or state pension age, by investing some money for him in his name - we'll do it together. I'll soon be retiring myself at age 55 and I'd like him to have the same option. Topping…
I switched to British Gas on the 23 June 2026 via MSE. I asked for the 14 day cooling off period, which should have ended on the 7th July. It's now 14th July and I've heard nothing. I have no contact details for British Gas and when I re-read my switching email from MSE it basically washed its hands of taking any…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
How much can you manage to save in 2026?
Helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash.
We love seeing your MoneySaving success stories! Let us know below if something you've read or done on MSE this year has left you better off. We might even share your story in a future Money Tips email!
This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
Free and available on iOS and Android
Tip Email