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September is often a time for new starts and this week Forumites have been preparing for the next phase of educational and professional life, discussing name tapes for school uniforms, options for commuting to work and generally getting a better handle on personal finances. Read on for more about all that and the rest of…
This week Forumites have been giving thought to what happens when it's time to retire. MoneySavers have been talking about how it felt once they'd made their retirement date official, whilst another MSE Forum user is looking for tips on putting their affairs in order for a smooth transition.…
Out-of-date subscriptions, free trials that you forgot to cancel, unused gym memberships…these sorts of payments can be silently taking chunks out of your bank balance if you're not careful. Staying on top of them is a good way to keep your finances in check (and protect yourself from scams), but remembering to find the…
My neighbour, a few years ago, informally challenged his council tax banding, he could show the price of the property in 1991 and it was in the low 30K. So he and the flat below him are in a lower council tax band. I applied about 14 months ago, using the same evidence of his flat sale price, (we are in a row of identical…
Well over a year ago, I received a parking ticket. The car park is attached to the business centre for my (now previous) employer. The system was, tell the office admin your registration number, they add it to the system and you don't get a ticket. I had done this many times before whenever I was in the office with no…
I am 54, looking to retire early next year when I am 55. I currently work part time and pay 5% into workplace pension, employer adds 3%. This pot has around £16k. I have two DB pensions, one which I plan to start taking next year which will be approx £6k per year. I will top this up with savings for day to day living,…
Would appreciate guidance on this issue… I switched energy supplier (dual fuel) from Outfox Energy to British Gas on 31st July 2026. The switch itself went just fine with both suppliers acknowledging the switch date and I received a bill from Outfox for electricity and gas used up to, and including, 30th July 2026. Note…
I hold some with profits bonds, that I have had for 23 years. I understand that the 'gain' is not subject to CGT, but is added to income. I am a higher rate tax payer (nowhere near additional rate!). I don't really understand top-slicing relief - or at least I don't think it makes any difference in my case. The overall…
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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