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Whether it's films, TV, music, books or video games, we live in an age where we can stream or buy our favourite media digitally. For many of us it's certainly convenient - we can access content wherever we are with just a few taps or clicks...unless the wifi goes down, or the platform decides to remove something from their…
Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
We have decided as a couple that it is time to face the music and start paying down some of our debts. We are lucky that we are both in jobs that pay ok but we have at times been living beyond our means and now it is time to start reining in the spending and making a concerted effort to cut the debt. Moving house last year…
An old relative opened an HSBC ISA up using new 25/26 money last week, not realising they had their 24/25 HSBC ISA maturing a few days on - which has now matured into a lowly 2% ish rate easy account money. I said maybe go back and get them to find a way to combine the 2 into one as it'll be in the cooling off period.…
Good morning all, I'm looking for some advice on a message I've received from HMRC this morning claiming I owe £121.80 for tax year 2024/25. Their calculation shows that I had a personal tax allowance of £12,570, but in fact my tax code for last tax year (and the tax year before) was 1317L so I argued to the lady I spoke…
I took a geared ebike for a test ride a few weeks ago and it was a good experience, pretty much what I expected. However I went back there to see if I could test ride a single speed ebike to compare the differences and unfortunately Halfords didn't have any single speed ebikes in their test line up. But the employee there…
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