We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Please enable Javascript to see our calendar
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
There's already a lot of people driving a fully electric or hybrid(s) car in the UK. But for those drivers that haven't already made the change, there can be reluctance. 'Range anxiety', lack of charging infrastructure in your area and concerns about future changes like pay-per-mile which is currently in consultation may…
Hello, I own a house which I used to live in with my partner. Things didn't work out so I moved out and left them there because they couldn't afford to get their own place. There is no tenancy agreement in place and they don't pay me any rent but they are responsible for the council tax and utilities. I would like to sell…
Hi I am shortly expecting to receive a pilon payment of circa £27k. I have been told by my employer that this can’t be salary sacrificed into my workplace DC pension. If I take the net PILON amount and pay it into my SIPP pension this tax year ( plus the automatic uplift from HL), and then take a lump sum from my SIPP next…
Apols, this seems a touch complicated to me. I'm on ESA, awaiting medical assessment. I have a fit note that takes me to March 2026, so one hopes the assessment will be completed by that time! I have a query, I'm sure all the experts are aware, Cont based ESA stops after 12 months. For me that would be June. What's the…
I've recently purchased a Cudy LT300 4G router from Amazon for backup purposes. Here's the problem - I acquired a sim card from Smarty and purchased the £20/month unlimited data-only plan but the speeds are so diabolical. Lucky to get more than 2Mbps down on a good day which makes it unusable for most things. I actually…
Good evening. I have been a very long time lurker on this site and I now find myself needing advice. I have around £30K of credit card and loan debt; 11500 with Natwest £1700 to Capital One £2500 to NewDay (Fluid) £2500 to Vanquis Loans: £4888 to lendable £6590 to Zopa This month is the last month I can make all minimum…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
Join in for tips and advice on keeping costs down with Christmas around the corner!
Some people love the buzz of fireworks and parties, while others prefer a quiet night in with a good film or an early bedtime. And of course, there are those who haven’t made any plans yet..! How will you be seeing in 2026?
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
Free and available on iOS and Android
Tip Email
