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Hi everyone, We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it. So let us know below if something…
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
As a Landlord can I claim the £6 per week working from home allowance to cover costs incurred with use of home facilities to deal with letting matters? I do use a letting agent to manage the property, but have to make phone calls; use the internet and stationary from my own home on a regular basis to help deal with issues.…
Some time ago, my wife played about with some images in MS Designer to see if she could get on with it. She didn't like it, so subsequently deleted the files that she'd saved from her doings in it. Long story short ... last week she found out that she needed some of those files, and the only copies we could find were the…
This might be total nonsense(!), but I am wondering if I can optimise my tax situation and effectively transfer some of my risk to HMRC :) I’m not sure if this logic works, but let’s say I have a bit too much money in my SIPP and I want to take some money out in the next higher tax bracket, but I don’t actually need to…
It's really scary posting on here, but I'm in a snowballing amount of debt and need to make significant changes. I've been spending on credit cards to cover day-to-day spending, and I know that some of my expenses are far too high (for example, spending a lot on entertainment and eating out that needs to be massively…
Possibly a strange question, but can a substantial gift from a grandparent to a grandchild be returned within the 7 year gifting window to avoid any IHT implications? Or is it a one way street? The reason I am asking is that my mum is in a position to help my son with the deposit for a new house. The gift would be returned…
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How much can you manage to save in 2026?
Join in for tips and advice on keeping costs down as the new year begins
We don't want to just find out what the best Celebrations chocolate is, we want the definitive order from best to worst. Can anything top the Malteser? Is a Milky Way better than a Mars? And is a Snickers really worse than a Bounty? Let us know in this year's Christmas poll.
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
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