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For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
If you want your Christmas food shop delivered to your door, you'll need to pounce to get your preferred slot. Supermarkets including Asda and Waitrose are now taking bookings, and there's a trick to get early access at Sainsbury's and Tesco... Read the full story: 'Christmas delivery slots – when to book and how to sign…
A question for the hive mind (might be just my mind failing) When I retire fully I'll have total pension income of, say, £40K and an AVC partly in drawdown with say £60K in it. So in a tax year if my pensions were £40K I could take circa £10K taxable from drawdown and avoid 40% tax. Now elsewhere on this clever forum it…
I received a parking fine as the registered keeper of a vehicle which overstayed it's welcome at a Tesco's car park at 10pm on a Saturday evening. 20 minutes over. I replied as per the newbies thread, telling them " I dispute your 'parking charge', as the keeper of the vehicle.......There will be no admissions as to who…
Hi all I've recently been looking at old DC schemes still with companies from previous employers like Royal London and Standard Life . Some of these go back quite a few years and i thought I'd better look at annual charges. One charges me 0.44% per year, another charges 0.35%. I'm conscious of the compounding effect of…
Currently in consultation period for a restructure. have worked for 8 years in a band 5 NHS admin role. in the new structure, job descriptions have been completely rewritten and the banding is currently at a band 4. The job will be very different to what I am doing now. There are 6 posts going to 5, all 6 are in scope and…
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How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
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