We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
Do Aberdeen do digital share certificates? My ones sometimes get lost in the post and when I call them up, they say there's a fee for a duplicate one, with the fee being dependent on the holding. When I called them last year, they said they didn't do digital certificates which is strange for this day and age - wondering if…
Most of the shares I hold are in ISAs, but for the first time ever I've sold some at a profit that are held outside of an ISA. The gain is around £1,500, I'm not planning any more disposals in the current tax year so am I right that because the gain is under £3000 there's no tax to pay and there's no need to report it to…
Hello my grandad passed away two years , my nan is in a care home with end stage Parkinson’s she is 85, they recently sold the house after two years on the market , the will states my nans life time tennant and her my aunty and my mom are trustees , Iv spoken to my mom and asked her if she has seen the trust deeds as…
Hi, we are selling our home. We had a ASHP installed for free around 3 to 4 years ago. However the installer is a horrible man and claims to not even know who i am anymore. The provider of the ASHP Grants have tried there upmost best to help, I've been chasing it for over 2 years. Its not installed correctly, it comes on…
I think a similar question was asked but thought I should seek clarity before asking. The account says for earners over £75k only, but the switching criteria says to be able to pay £4k in each month. I can move money around to do this, and only play on getting the account for the switch bonus, but I know when applying for…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
Free and available on iOS and Android
Tip Email