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Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
MSE Insert: We've seen some debate on this thread about the relevance of some posts to the topic. To ensure the thread remains on topic for forumites wanting to discuss the latest news we're asking that all posts contain a link to the news you're discussing. For the purposes of this thread the "news" needs to be within the…
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
Welcome to Joyful July's No Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your…
Hoping someone can help? DH gave up co car as he has retired, we bought a Nissan Qasquai, relied on a video viewing (first mistake) Little bits not as expected but its nearly 2 years old and done 18k in miles , only has 1 service stamp that the dealership did at 18k. Thinking it should have had one at 9k? They've told us…
My husband and I have realised that we can't carry on the way we are and need to tackle our debt. It is about 45k between us (husband has 2 personal loans, about £10k each, I have CC £12k, then various other smaller debts). It's got to the point where we are having to use CC for food etc as our disposable income has to…
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Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Whether it's to tighten your belt or not, have you done away with a service since the start of the year?
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
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