We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
Hoping someone can help, this is a subject that I have no knowledge of. My 79 year old brother has severe dementia and is in a care home. His wife has been taking care of everything. Sadly she had a stroke recently and died a few days later. My brothers social worker has contacted me to ask if I want to have POA, I think…
Do the regular competitions also appear in the online competition thread or are they kept separate?
Hi my Lovelies. This is my pensions spreadsheet working out weekend, so this may be the first of a few queries, and I'm hoping to pick your collective brains if you don't mind. So far I have calculated estimated costs going forward to 85 assuming 5% inflation each year - does that seem sensible? Now I am wanting to…
Hi I'm 56 working in ft employment, earning £56,000 p/a with a rental property bringing in £10,000 p/a. I have a local govt pension that I’ve deferred (25 years in local government) and some other savings. - Local govt AVC £65,000 - deferred since leaving local govt - Vanguard S&S Isa (Lifestrategy 60/40) £80,000 - not…
Hi! I have a First Direct Regular saver that will mature in January, currently just under £3k in it. I've not switched current accounts for ages so looking at switching to Club Lloyds, but do I need to wait until the regular saver matures? If I switch before would it close the savings account or am I still eligible on the…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
Free and available on iOS and Android
Tip Email