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This week Forumites have been giving thought to what happens when it's time to retire. MoneySavers have been talking about how it felt once they'd made their retirement date official, whilst another MSE Forum user is looking for tips on putting their affairs in order for a smooth transition.…
Out-of-date subscriptions, free trials that you forgot to cancel, unused gym memberships…these sorts of payments can be silently taking chunks out of your bank balance if you're not careful. Staying on top of them is a good way to keep your finances in check (and protect yourself from scams), but remembering to find the…
When one MoneySaver found their preferred white chocolate was no longer on the shelves, naturally they turned to the MSE Forum to find a cost-conscious tasty alternative. Read on for more on that and the rest of the week's top discussions. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-31-07-2026/…
To keep things simple I'm going to round all numbers here. I spend £600/ year on electricity including standing charges. That's £50/ month. Every year though my company contacts me at this time of year and says "we're reducing your bill to £20/ month" because you've used less energy over the summer. If do nothing... they…
Hi everyone, I’m posting because we’ve reached the point where our £60,000-ish debt is becoming completely unbearable, and I think we need to be brutally honest with ourselves and get some outside perspective on what we should do next. Our money problems really started towards the end of 2024, when my wife was made…
Hi, I just wanted to share my experience, in case it would be helpful for anyone. I had 3 tickets booked - for myself, my wife and child. We were supposed to visit my family back in my home country, but shortly before our trip, my dad got very ill (combination of heart illness and cancer), so in reality only I could go to…
Hi all, Just found out we have a CCJ against my partner's credit file when applying for a mortgage. After some research we have found it is based on a parking ticket received in Dec 2023 and sent to an address my partner has not lived at since Nov 2023. We have not received a single piece of correspondence from them about…
Good afternoon all, I note there was a previous thread related to Merseyflow, that is now closed, which directed readers to Pepipoo (or FTLA, as it may now be) but given the great work you all do I thought it was worth sharing this quick thread for info as it's the first place I would look - and I saw some references to…
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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