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Mortgage free by 2021?!
Comments
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Just catching up. Congratulations on new job. And blah to Inland Rev issues. I have no idea why the send me so many letters about my pay code changing. It is a mystery and I just ignore them on accountants advice because he says we sort it out when my tax return goes in but I cant help but wonder at their computer which must print them, put them in envelopes and send !Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Just catching up. Congratulations on new job. And blah to Inland Rev issues. I have no idea why the send me so many letters about my pay code changing. It is a mystery and I just ignore them on accountants advice because he says we sort it out when my tax return goes in but I cant help but wonder at their computer which must print them, put them in envelopes and send !
I wonder the same thing! If they're just going to re-calculate the numbers (again) at the end of the year anyway, why send a letter a month (feels that frequent sometimes) stating that the code has changed?
Ah, bureaucracy...0 -
£16.99 off to the mortgage courtesy of bank interest.
Will be even more from now on thanks to the PSA, woo.
Made (and accidentally lost
) money doing MB over the last few days. Grand total gain 11p. :rotfl: Overall I'm ahead about £100 since I last had extra to OP, but it's all sitting in the bookie accounts so will gradually extract it.
Took the greyhound on my run today as he dashed downstairs - he regretted it! Was quite happy/willing for about a mile, maybe 1.5, and then he was done. He still trotted along, but it was painfully slow. Sadly for him we were just over the halfway point when he decided he'd had enough, so had to get home somehow! He spent a few hours passed out and now seems back to his bouncy self - maybe he'll remember this lesson next time.0 -
Bless your woofer!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Poor doggie. Hope enthusiasm and bounce fully restored this morning.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Ha I've just got a fat cat and can't stop giggling trying to imagine what a run with him would be like!
Can't believe your mortgage update the other day, you're doing amazingly well!Mortgage Oct '20: £615k
Mortgage Feb '24: 590k
Debt Feb'24: £35,501.540 -
Thanks all, dog is back to his usual routine of snoozing/wandering around being bored/being very bouncy when something exciting happens (like you go to the toilet/kitchen/hallway). Will see tomorrow if "putting on running gear" still counts as something exciting.
Ha I've just got a fat cat and can't stop giggling trying to imagine what a run with him would be like!
Can't believe your mortgage update the other day, you're doing amazingly well!
Thanks! Our girl cat is no longer fat, but she does go on our walks with us. She's an expert micro-manager so needs to make sure the dogs don't dawdle too much (she wants her dinner!). Her face is priceless if you do vary the routine, though. :rotfl: She clearly thinks we're quite deficient mentally as she walks us from the corner to the front door (meowing instructions all the way), and then escorts us through the feeding process.
I'm super pleased about the mortgage progress. Hoping everything for the old/new job can be confirmed this week and then I can make tweaks to the spreadsheet.
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Ran a full 5k distance this morning! :j Quite tired now, true test will be how I feel tomorrow. Greyhound did dash downstairs at the sight of the treat but was happy to settle in the bedroom while I went out.
£19.73 OPed - £1.98 for not buying kindle books that are at the library, £17.75 cashback from S@ntander. Only £13 left to go to get to the 14% mark on the MFiT challenge!0 -
:rotfl: at the hound and girl cat!
My Springy would make a good running companion, at 5k he'd just be into his stride
Looking forward to the PSA kicking in tomorrow too :jBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
:rotfl: at the hound and girl cat!
My Springy would make a good running companion, at 5k he'd just be into his stride
Looking forward to the PSA kicking in tomorrow too :j
I should find dogs on one of those dog-people matchmaking sites that want a good run! Though it is annoying when you're chugging (sometimes painfully) along and the dog insists on stopping to sniff/pee/etc. Our dog I got at university (who sadly passed away a couple of years ago) was great - once she twigged that you wanted to keep running she just kept up a nice steady pace.0
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