Mortgage free by 2021?!

hiddenshadow

Apparently I've been on MSE for 4 years today! Time flies... (still no mortgage free badge, but as we've applied for a new mortgage I suppose that was going to be fleeting anyway )

Random money happenings:

• Bought another new (to us) car! 100% electric vehicles in our household now
• Scrapped the diesel for a pittance, but at least it's something, and gets it off the road
• Approved for plenty of mortgage (almost 2x what we need)! Just need conveyancing to start in earnest
• House survey went well - few items that need looking into but nothing major
• Looks like we can fit a granny flat on the site if we can get planning permission...if not, we'll convert the garage and do a granny flat that way.

hiddenshadow

Things continue to progress:

• Signed contracts for house purchase! Waiting on a few details to be finalised for solicitor to send them over to exchange.
• Planning to keep current rental for November so that we have plenty of time to sort out moving our stuff.
• Vendors want to complete in 2 weeks (!) but 3 is looking more likely, due to them not actually sending us info
• Have started looking for a new job, couple of decent-looking prospects but it's early stages yet
• Friends have started house-hunting, looks like we'll be giving them 15-20k rather than 10k to help them out with deposit. It'll make savings pots a bit lean for a while but we're happy to be able to help them out.

Wiredchild

I have just finished reading your entire journal for becoming mortgage free. It was my Christmas read this year.

I have been on my own mortgage free campaign for a couple of years but only recently found the forums with like minded individuals.

I have my own spreadsheet for recording but from reading your diary I have decided to really start focusing on our budget and make op's!

Would you kindly send me your template, this would be very much appreciated

Many thanks

hiddenshadow

Hi Wiredchild, thanks for stopping by. Template is here: https://docs.google.com/spreadsheets/d/10So98OwYMi9jD2GjytgeAmuHBfoBYfXO34tOHMknm5w/edit?usp=sharing

BookWorm

Hope all well in your world Hidden. Best wishes for the new year x

hiddenshadow

Thanks BW! Lots of changes round here (finally bought a place, so have a mortgage again ). Debating whether to start a new journal or fade into obscurity. :rotfl: