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Mortgage free by 2021?!

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  • Watty1
    Watty1 Posts: 6,875 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck vibes for interview tomorrow
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Petal88
    Petal88 Posts: 273 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Good luck for today and well done on the test!

    Before I got my offer I think I was most excited about the gym they have in the office and the fact that my tube fare would be 35% less per month so I'm definitely not judging your research! :D
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good luck :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Petal88
    Petal88 Posts: 273 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    How did it go? :hello:
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    edited 21 March 2016 at 8:04AM
    Well, I think! Chatted with the team for 2 hours and everyone seems nice/sane, no red flags. :) I was waiting to post because I was hoping to get an actual offer on Friday, but that hasn't come through yet. Recruiter said the feedback was all positive so I think an offer is forthcoming, anyway. :) Recruiter wanted me to name a number that I'd accept immediately, but I (again) reiterated that I'd need to see the offer in full (though I doubt it will be anything besides salary as it's a start-up). Still have the other interview on Wednesday as well, so fingers crossed that goes well.
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Finally a financial update - up £83.82 so far on MB, not including another £50ish that needs more betting to unlock. :) Have sent £20.61 of that to the mortgage, current balance is £149,631.68. :)

    Finally ventured into the [strike]garden[/strike] jungle today for a couple of hours. Trimmed back loads of brambles and it's looking cleaner, if not any more tame. ;) Will try and mow the lawn at some point, right now it's a bit buried under all the things we tore up. Hoping a few more weekends will have us ready to put a fence in (though I'm not sure when that'll happen!).

    Quiet/frugal week ahead - skipped our regular shops this week and will eat out of the pantry (will pick up a bit of veg to supplement). Meeting up with friends on Friday for dinner, then off to Rome at the weekend! :j
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    :mad: HMRC has sent me a letter telling me that I'm still not yet paid up on 2014-5 tax! I got a letter about this time last year and have been paying ~£100/mo extra in tax to make up for it. Now apparently I still owe £1,400ish?! I'm not sure how my old company told HMRC that my private medical insurance was a £150 benefit when it was actually a £750 benefit, but nice of them (or HMRC) to not bother to do anything about it for a year... Will phone tomorrow just to make sure that the overpayments I've been making haven't already taken care of this.

    On the plus side with taxes, I got a letter stating that I owe a £100 fine for not filing a self-assessment return in January...which I didn't do as I don't meet any requirements. Only took a 5 minute phone call with HMRC the other day to clear that up.

    Still no word on the job offer, expect to hear tomorrow. In the meantime I have a phone interview for another position tomorrow, and will be put forward for a fourth. Nice to have options!
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    edited 25 March 2016 at 9:37AM
    Still haven't had a chance to follow-up with HMRC, this week's been manic with job hunting. Did get their letter confirming that the £100 fine is no longer relevant, so at least there's that.

    Four interviews (and follow-ups) done. One I was pretty meh on, particularly as they kept me waiting for 30 minutes because they thought the meeting was at 5pm rather than 4:30 - fair enough, but reception had phoned down to say I was there, so the least they could have done was send up a message saying to relax for half-hour! At any rate, that one's out.

    Of the other three, I think they all have promise. I still need to finish a coding exercise for the non-profit, but am leaning towards another position at the moment. I've liked everyone I've met there, and the project sounds cool. Plus that 45% discount on underground fare will make me a millionaire...in about 209 years. :rotfl:

    Meeting up with friends for dinner tomorrow, then off on holiday on Saturday. Happy long weekend everyone!
  • Enjoy your holiday :)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    :easter: :easter_ba
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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