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  • FIRST POST
    • misstara
    • By misstara 14th Jan 14, 9:53 PM
    • 1,799Posts
    • 11,751Thanks
    misstara
    misstara's debt diary 2014
    • #1
    • 14th Jan 14, 9:53 PM
    misstara's debt diary 2014 14th Jan 14 at 9:53 PM
    Have been in debt for about 10 years (and been lurking on here for ages) but had kidded myself into thinking I was doing quite well - always making the minimum payments plus a little extra, occasional purchases on credit cards but generally plodding along ok.

    Until last week I calculated that last year I managed to reduce my debt by 350 - yep that's 350 for the entire year which is roughly about the same amount that I pay towards my debts each month. Clearly I'm going to have to make some changes or be in debt forever!

    Current debt stands at around 10,500, split over 2 credit cards with about 2000 on each and a loan with about 6,500 left to pay - will have to dig out statements to check exact figures.

    I'm going to turn 30 later this year and the realisation that I have been in debt for the whole of my 20s is scary. I certainly don't want to be in this position in another 10 years!

    So to start off my debt free journey, I have made a 3.00 payment towards one of my credit cards today - not much but at least its a start!
Page 63
    • monz
    • By monz 22nd Sep 16, 10:20 AM
    • 1,675 Posts
    • 3,489 Thanks
    monz
    How much is it you need to pay now xx
    Start debt: (1/9/14) 6,674.52 today (1/9/2016) 1,280 (5,394.52 paid so far) 80.82% paid!
    RBS loan - 24/60 paid back 1,280 to pay from (5,000)
    Beat the overdraft of 1,000/1,000 Next - 232.78
    Florida 2017 saving 1,873.12 (should be 2,028.12 - owe savings 155 - paying extra in Sept/Oct wages!)
    • misstara
    • By misstara 25th Sep 16, 8:53 PM
    • 1,799 Posts
    • 11,751 Thanks
    misstara
    How much is it you need to pay now xx
    Originally posted by monz
    The new debt is currently sitting at 520.39 so manageable but annoying!

    Not a great deal to report since I last posted. Picked up a wee shift with 2nd job yesterday so will get around 40 on Friday. I've picked up 3 shifts next weekend with them as I'm away the following weekend so that will more than cover my spends.
    Debt at LBM Jan 2014 10458.09 Now 800.49 (92.3% paid)
    Mini Targets
    Gym target - 3/12. Groceries target 102.98/130. NSD target 10/15.
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