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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Today has been a NSD :) Budget has been done for pay tomorrow
    - £12 contact lens
    - £16 broadband
    - £11 weekly saving plan
    - £10 food (budgeted less as I'm away all weekend and there's loads in the flat at the moment)
    - £5.43 cc1
    - £90 for weekend away (am hoping to spend way less than this)

    Right off to bed as my bus is at 6.30am tomorrow :(
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £21.01/£50
    Mortgage overpayments so far - £612.99
  • in_need_of_direction
    in_need_of_direction Posts: 7,664 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Enjoy the weekend.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    in_need_of_direction wrote: »
    Enjoy the weekend.

    Thanks INOD, I'm almost there so getting very excited about seeing my friend.

    I've taken out £60 which is the max I would like to spend so will see how I get on with that.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £21.01/£50
    Mortgage overpayments so far - £612.99
  • misstara
    misstara Posts: 3,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I'm currently heading up the road, had a fab weekend away and ended up spending very little - only £32.50 :j I have made a £10 payment to cc1 and the rest of the unspent budget, I will put towards next week as I don't have a wage coming in on Friday from 2nd job.

    I need to phone 2nd job today as I picked up 3 shifts for next week and then they cancelled 2 :mad: so need to try and get more.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £21.01/£50
    Mortgage overpayments so far - £612.99
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey Miss Tara I am glad you had a great weekend :)

    that credit card will be dust soon!!!:)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Hey Miss Tara I am glad you had a great weekend :)

    that credit card will be dust soon!!!:)

    Thanks monz, I'm so looking forward to getting rid of it :)

    Yesterday was a NSD. Today I'll need to get a few things from the supermarket after work.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £21.01/£50
    Mortgage overpayments so far - £612.99
  • misstara
    misstara Posts: 3,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Today ended up being a NSD as I decided to just go straight home after work and have a rummage in the freezer for something for tea. Will definitely need to go to the supermarket tomorrow though.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £21.01/£50
    Mortgage overpayments so far - £612.99
  • misstara
    misstara Posts: 3,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    The loan and contact lens direct debits have gone out today and I've made a £3.82 payment to cc1. I've updated my signature so debt repaid is now 41% :) although this will go down slightly once I've added the interest on.

    I had set a budget for £10 this week for food but am going to buy for this week and next so will aim for £25. I made a meal plan last night and have my list ready.

    I phoned 2nd job and have picked up two more shifts for this week, actually have ended up with more hours than the original shifts so that's a bonus. Unfortunately it means that today is my only proper day off this week so will have to try and make the most of it.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £21.01/£50
    Mortgage overpayments so far - £612.99
  • StrugglingYouth
    StrugglingYouth Posts: 255 Forumite
    Eighth Anniversary Combo Breaker
    Keep plugging!

    Once this chapter of your life is over things will be so so much easier. Especially as the thrift will be ingrained and you will be able to make the additional money go so much further!
    Sealed Pot Challenge:
    2014 = £202
    2015 = £382
  • AleMrsT
    AleMrsT Posts: 577 Forumite
    Hope you've made the most of your day off today, good news on picking up the extra shifts. Not long to go now until you're 50% paid and half way there!
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