My Money Managing Ways.....

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  • So last night I found some energy and washed out my cupboards in the utility room and put away all items that sit on my machines into them. These are only newly put up (but bought them a year ago....just waiting on DH to get around to putting them up!!!).

    Well this lead into doing my freezer inventory.....at last. I can't believe the amount of stuff in there and it's mainly all stuff that DH buys!! I found 3 bags of croquets in there....one unopened and two opened!! :mad: So I have told him that we are going to live off the stuff that is in there for a while. I hope to do a cupboard and fridge inventory too at some point.

    So I typed up the inventory and now I have it ready to go inside the cupboard above the freezer. I hope to keep changing it as things go out of it. It's getting DH to go along with this that is the problem. :mad:
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • So last nights dinner turned out to be something from the fridge and a bit from the freezer. We had southern fired chicken thighs and drumsticks in the fridge and we has some frozen potato balls. It wasn't the greatest dinner but something quick after my run. I have a beef goulash in the slow cooker today so will have that with pasta and DH will have to have it with fries from the freezer if he doesn't want pasta.

    My wee man went into the vets this morning to get the lump removed from his ear and a dental. I am just sick to my stomach with worry. I brough wee woman to work with me this morning but DH picked her up as it is a wash out here so looks as if there will be no work from him today. :mad:

    I have balanced the account today and everything seems ok. I booked DHs MOT and I paid £19.12 to my cc today. :T I was keeping it all until the end of the month and then paying a lump amount but best to just send it and then I won't have it anymore.

    I have a nail appt tonight and have money set aside for that. I have also left my nephews b-day card with my mum at the weekend with cash in it. I am working on a crochet piece for my niece whos b-day is the weekend after next. So I think everything is going to plan this week so far.

    I just need to work out when I will be doing groceries as I will be out on Friday. I train on Thursday so it will all be tight if I try and do everything that night. I am happy to wait until Sunday but DH wants to go to get some beers which I don't know why he can't go on his own. The rate his work his going this week we might not have much.
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    All looking fab :D
  • So ended up ringing the vets since I hadn't heard from them. I am leaving work in 15 mins and they are just up the street so was hoping to pick wee man up on the way. But he is literally just off the operating table and still unconscious. The lump was removed ok but he has had 9 teeth taken out. :( He is going to be in so much pain. So this means that there is a possibility of me paying for these extractions but going to talk to my vet today when I pick him up at 6.30. Fingers crossed it's something that can be put onto my insurance.
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Oh no sorry about the dog :( Hope he has a speedy recovery! x
  • I got wee man home last night. I had to go to my nail appt and DH recorded the crying noises he was making when I left. It was heart wrenching but my friend told me that apparently dogs can be very distressed coming out of anesthetic so hoping that was only it. But DH said he sobbed a good bit during the night. I am not sure if it was because he was in pain but he got his painkiller and antibotic this morning. Mind you, pain must not be bothering him at all as he wolfed down a full days dinner in one go, had a slice of ham and a small piece of banana bread and he ate that no bother. This morning is turned his nose up to his food (chicken, rice, veg and egg white) and went over and ate wee womans food which was hard kibble. :rotfl:

    The vet didn't take payment off me last night as they said to wait and see what I owe after the claim has gone to the insurance. I am just going to put that £100 to the side for when that is through. Fingers crossed the rest will be paid for.

    All bank accounts have been reconciled and budget updated. :T

    DH didn't eat his dinner last night so that's in the fridge for him today and I will just eat whatever from the freezer. I'd say we will be doing some spending tonight as I will be away out tomorrow night. And I have cancelled my run tonight as well as don't think I can fit everything in.
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • So I got around today to ringing Sky and as feared they do not provide broadband in my area. :mad: That's a real shame as they have a good deal on at the moment and when the deal is over it's still less that what I pay for BB and Phone together.

    My BB is with Plusnet so decided to ring them to see if I can get their BB and Phone deal. To new customers they offer unlimited broadband and phone for £22.99 for 18 mth contract, no activation fee, free router (may charge £6.99 for p&p only) and £50 cashback cheque. But when I went online to update my product it was working out at £39.98 or something....it was more that what I pay Plusnet and BT combined which is £38.98 per month. So got on the phone and even though they don't do the above deal for existing customers :mad: I got another deal that works out at £8.49 less per month for 18 months.

    They gave me unlimited broadband for £7.50 per month plus £18.99 for land rental and £4 for evening and weekend which totals to £30.49pm and I am paying £6.99 for p&p for a new router as I have had my old one for 7 years. This still is a saving of £2.50 for the first month.

    I am not sure if I will have a balance to pay BT when the switch is made but I will still make a saving either way. Downside though, after 18 months it will go up to £40.48 which is £1.50 more than I am paying already. I just need to be on the ball to look for another deal by then.
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • quintwins
    quintwins Posts: 5,179 Forumite
    First Post First Anniversary Combo Breaker
    Aww poor dog :( hope he perks up soon it's awful seeing them sick.

    Your doing really well, well done on overpaying the credit card. I Havent been able to pay anything but the minimums since last week, I can't wait til tomorrow when I can overpay something.

    Oh I crossed posts with you well done on your broadband, I think mines up soon so might start pricing it up :)
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • quintwins wrote: »
    Aww poor dog :( hope he perks up soon it's awful seeing them sick.

    Your doing really well, well done on overpaying the credit card. I Havent been able to pay anything but the minimums since last week, I can't wait til tomorrow when I can overpay something.

    Thanks

    I am hoping to throw as much as I can in now as money will be sparse over the winter as DHs work is seasonal. So am not sure if I can keep my plan up over this time.
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • quintwins
    quintwins Posts: 5,179 Forumite
    First Post First Anniversary Combo Breaker
    Thanks

    I am hoping to throw as much as I can in now as money will be sparse over the winter as DHs work is seasonal. So am not sure if I can keep my plan up over this time.

    Just remember any thing you can pay is a step in the right direction.
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
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