My Money Managing Ways.....

quintwins

moneymanager wrote: »

I know it's a hell of a lot to go through for a dog but we have no kids so our dogs are our kids and he has had no problems since as his last op for this was over a year ago.

I have lots of kids but I would still go to that effort if it helped my dog, they are still family after all. Def keep to what your doing it's clearly working!

Your not too far away from me

moneymanager

August Goals
- Update SOA
[STRIKE]- Sort through household paperwork [/STRIKE]
[STRIKE]- Ring Sky re: landline & broadband[/STRIKE] done
[STRIKE]- Freezer inventory[/STRIKE] done
- Hoover Car
- Ebay listings
- Van MOT
- Spending money for holidays
- Cancel Halifax & Lloyds CC accounts
- Go through to do list from organising paperwork

Social Events

[STRIKE]- Work Night out[/STRIKE] done
[STRIKE]- Half Marathon Post Celebrations
[/STRIKE]

moneymanager

I never really got to do a to do list for this week and no point in starting that now.

So managed to get through the race in one piece and love every minute of it. I spend 9.30 euros and £4.50 the whole day. However I owe my two friends a drink come Christmas party.

I have been off work and just back in today. I was at mums yesterday and we went for lunch. I now owe her £23 as she paid for my lunch only because I had not got change. But I will give it to her at the weekend. I also got my petrol, some bread and washing up liquid yesterday so spent a bit.

On Monday I decided to get stuck into organising my paperwork. Alot of out of date statements, insurances etc are now in work to be shredded. I also managed to get the details to do my updated SOA so will have that done when I look at the paperwork for my car loan etc.

I also called into my credit union yesterday and I have realised my loan as went down to £400.56 (but have £2,180.53 in my savings). I reckon that will be cleared in 3-4 months. Then I will leave it until the end of June 2018 and I will probably go for another loan to do other bits and bobs to the house. I know I am trying to be DF but I think the credit union is handy for this but they do charge interest of 12% per year and ideally a 0% credit card would be better to use for home improvements but unfortunately not an option with already £6.5k already owed to cc. One day it would be nice to have savings to use for home improvements.

I also sent another payment of £36.38 to cc today. This included £21.58 from PA which was paid last week but I never got to look at it until now with being so busy over the weekend. I hope to clear the amount that I am paying interest on this month and then I have to focus on paying back £1,911.14 until end of June 2018 as they will start to charge interest on that amount, hence the reason I am not going to get another loan from cu until then. I can get back £100 a month which I can use to pay off this amount quicker.

quintwins

I like the credit union, I've never actually taken a loan with them but I know people who have. I did save my house deposit with them. I like that you can't instantly access that money so it really makes you think before you spend it. Also for some reason it seems more acceptable for me to go in and empty my purse and lodge all my change than it does in the bank and mine always have lots of staff on and seats for the kids so it's one of the less stressful bank experiences for me.

Well done on paying your credit card, You could still look at another 0% card, I had more than you on credit cards when I got my last one (not gonna lie I was shocked I got it!)

Well done on the race :beer::T

Hiddenidenity

Well done on the race

moneymanager

My credit card statement is due today but logging on today and it doesn't seem to be ready. I can't believe I am quite excited to get my cc statement. :rotfl: But from this months one I will have a clearer picture of things.

I decided to go for lunch today with my colleague, it was my idea. But I will not see her for a bit as she is on leave next week and then I am on leave and also I am starting my diet again tomorrow. So it had to be done. So that was £9 spent today.

I also called into the library to pick up a requested book and that was 50p but so much cheaper than buying it.

I haven't done anything on PA since last week. I just haven't had the time to keep checking it so need to get back into the swing of it this week.

I am not in the office tomorrow as I will be at a workshop but this will give me a mileage cheque in my salary this month. It just means not having time to get a meal plan sorted for next week not unless I get a chance later tonight after my run.

moneymanager

Sorry I have been MIA for over a week! :eek:

I took sick last week which meant I didn't get into work for most of last week. I am also off today for the bank holiday.

I haven't been as good with my budget and doing surveys this last week as I just wasn't feeling it. But hope to get all updated this week when I am back to work. Just feel better using my work pc than my dinosaur laptop at home.

I am only in for a few days and then off again for a week for my hols.

Hiddenidenity

Hope you're feeling better and everythings okay x

moneymanager

Thanks Hidden, just have an annoying cough now but back to work this week.

moneymanager

My only 'to-dos' this week until Friday is to prep for going away on holidays. I didn't get through all my August goals but that was down to not being well so I have transferred them onto September. DH's is organising getting his van prepped for MOT before we go as his MOT is the day after we get back.

Weekly Goals

- Pack for Holidays
- Make Up Dog Food (I homecook for one of my pups)
- Nail Appointment
- Eyebrow Appointment
- Hair Appointment
- Van into mechanic (DH)
- Cut DH's hair
- Holiday Groceries
- Beautify Myself for Holidays :rotfl:
- Relax :T

August Goals
- Update SOA
[STRIKE]- Sort through household paperwork [/STRIKE]
[STRIKE]- Ring Sky re: landline & broadband[/STRIKE] done
[STRIKE]- Freezer inventory[/STRIKE] done
[STRIKE]- Hoover Car[/STRIKE]
- Ebay listings
- Van MOT Ongoing
[STRIKE]- Spending money for holidays[/STRIKE]
- Cancel Halifax & Lloyds CC accounts
- Go through to do list from organising paperwork

September Goals
- Update SOA
- Ebay listings
- Van MOT Ongoing
- Cancel Halifax & Lloyds CC accounts
- Go through to do list from organising paperwork
- Crochet Projects