Travel Insurance for Specific Conditions

[wyjhe5]

I am findiny it difficult to obtain travel insurance for my wife who will be 26 weeks pregnant. It is for a 2 week holiday to Spain.

Can anyone help?

[Bozzy20]

Help! My grandmother is 75 years old and has high blood pressure. She is travelling to USA to visit family for first time next month. She's booked to go for 2 weeks and the cheapest insurance quote she could get was £400 which seem a bit excessive. Can you advise where she can go for cheaper deals?

Many thanks.

Boz

[lesley_jane]

my friend is looking for an insurance company that give reasonable quotes for travel insurance, she had breast cancer 7 years ago and is thankfully fine now. she had a yearly insurance for approx £70 last year but come renewal they wanted £450!!! anyone had similar probs? or know of a kindly company?

[speckyhen]

Hi lesley_jane

My friend's in the same position. Have a look on the Breast cancer Care website - www.breastcancercare.org.uk and go to the Forums page as well as checking out their suggested insurance companies.

We have been phoning a few of them (some are 0870 premium rate numbers so be careful) and no joy yet. it seems that although my friend is not receiving treatment / isn't 'terminal' / has no probs at all, she is still classed as 'high risk' - daft or what??

I guess any cover is OK providing any medical emergency abroad doesnt relate to any existing medical conditions, in which case, the E111 is used. Must admit it makes my blood boil > > How is anyone with a medical prob (cancer or not) supposed to go on holiday?

Seems like the insurance companies have got us over a barrel as usual.

Good luck & happy hunting - let me know if you have any success.

Cheers

speckyhen

[speckyhen]

OK, tried loads of the insurance companies mentioned on the Breast Cancer Care website. Looked at various forums with personal recommendations and tried getting a sensible quote from those companies too.

Huh > > don't be daft -they quoted ridiculous prices and still wouldn't cover my friend for any medical incident relating to her breast cancer / heart problem or arthritis.

Had a brainwave didn't I

As I've always been pleased with the car & home insurance from Saga, why not give them a ring?

Bingo!!! Bless 'em, they'll cover any medical prob relating to all medical conditions and gave us 10% discount for travelling together as well. And all for around £100.

Whose a happy bunny then??

[ksh123]

I am going to New York in february for a week. Obviously I want travel insurance. My daughter and I both hae relatively minor conditions which recur intermittently and both of these conditions would prevent us from flying should they flare up. So far I haven't found anyone who will cover us for these illnesses.
Does anyone know of a firm who will cover recurrent conditions (albeit occasional recurrences) without turning my budget trip into a budget breaking holiday?
thank you.

[rhartley]

There are some useful contacts on the following web site link:-

http://www.travelhealth.co.uk/advice/insurance.htm

May be one of the schemes mentioned will be suitable.

[ksh123]

thank you rhHartley. I tried a couple of names on the list you suggested. The first wanted to charge me £600 for a 7day trip!! the second came in much better at less than £200 (around the cost of one of our airfares to New York) so although its still a lot I think I have to bite the bullet as US healthcare is soooooo expensive.
thanks for your help.

[Gremilex]

I am looking for a source of some family travel insurance that takes into consideration pre-exisiting medical conditions.

Last time I used a company called JD Consultants they have no web site and they are not answering their phone, I may go back to them, but I wondered if anyone knows of an on line broker who will provide a quote.

The goal is to get a good family policy for a good price.

I aplogise if this sort of question is asked here all the time, I tried to search but I could not find anything except a reference to SAGA, which I will check out.

Cheers

[holiday-spain.biz]

I am trying to help my 80 year old uncle get travel insurance for a 4 week trip to Canada. He has aminor heart issue and takes warfarin, his GP has said no prob to go but insurance is more than the cost of the flights.

Does anybody have any tips or suggestions. Odly enough SAGA is the most expensive out of the people I have tried.

Angus

[realaledrinker]

Have you tried the CIS? I recall a thread from a month or two back where a very competitive quote for 70s+ insurance was obtained.

[BigNeil]

Hi everyone! Just a quick question, I hope people can help me. I'm trying to find cheap travel insurance but have a pre-existing medical condition (epilepsy) which requires constant medication. Which travel insurance companies are likely to be the best? Price comparison engines are no use as they don't work with these types of things.

[maclean2]

Tried a bit of googling and first up was Epilepsy Action who say they can arrange specially tailored travel insurance with no premium loading for epileptics

Best of luck and enjoy your trip !

[anntics]

Try

http://www.ch-facilities.co.uk/

I have several existing conditions including 2 strokes, high blood pressure and (cured) skin cancer, and they have always found me cover at reasonable cost.

We have just bought another policy from them to cover both of us for a week in Gran Canaria. It was only for £35 for both of us. The travel agent wanted more than that just for my husband and I was refused cover because of my health.

[son_knee]

Where can I get disabled person travel insurance, won't the usual insurance companies raise their premiums?

[maclean2]

Often this does not cost too much more than normal but don't try travel agents or a standard website.

First port of call should be any national charities for the disability involved or fairly similar disabilies.Try their websites for details of their recommended insurance schemes or ring them.

ABI may be able to give you a list of suitable providers.ring them on 020.7600.3333.

A specialist firm covering many disabilities is ch-facilities.co.uk.

Of the travel insurers listed on this forum under "provider a-z" on the left hand side bar Marks & Spencers should be able to help you.

Finally try the "holidaytruths.co.uk" site and look in the "General Tips on Travel" forum where there is a listing of companies covering recommendations for disabled travellers or people with medical conditions.

Hope this helps but if you still need advice please mention age/type of disability/length of trip and destinations.

Best of luck and hope you all enjoy the trip.

Alasdair

[hansi]

My wife is 60 and I am 61. In December 2003 she underwent a mastectomy and therefore the travel insurance we took out did not cover any claim arising from this condition. However, her surgeon advised her that the operation had been a complete success and she did not need any further treatment(other than a yearly check up) such as radio or chemotherapy and she did not need to take any drugs such as Tamoxifen. This year we want to take out annual travel insurance but as soon as you mention the C word, either they don't want to now or the premium is sky high. Does anyone know of an insurance company that would take this risk ( which is not very high) on?

[maclean2]

Originally Posted by hansi

My wife is 60 and I am 61. In December 2003 she underwent a mastectomy and therefore the travel insurance we took out did not cover any claim arising from this condition. However, her surgeon advised her that the operation had been a complete success and she did not need any further treatment(other than a yearly check up) such as radio or chemotherapy and she did not need to take any drugs such as Tamoxifen. This year we want to take out annual travel insurance but as soon as you mention the C word, either they don't want to now or the premium is sky high. Does anyone know of an insurance company that would take this risk ( which is not very high) on?

Hi there

The following ought to be able to help you :-

Marks & Spencers via the travel insurance link under Providers A-Z on the left of this site

cancerhelp.org.uk - in the travel insurance section they list quite a few companies who are not afraid of conditions or ailments beginning with C.Be prepared with all the medical background and to telephone them rather than arranging it on line.


Hope this helps

Alasdair

[hansi]

Thanks, I'll give it a try

[dazzles]

I have just been diagnosed with high blood pressure.Obviously I need to tell my travel insurance company...and obviously... they will increase my premiums.
Can anyone give me the lowdown on this ? Is it better to insure for each holiday and not annually? At present my wife and I have a joint annual policy,would we be better to insure seperately in the future? I would be interested to hear anyones experience on this before I start talking to the insurers.....any recommendations for insurers?