I WILL get there!!

Options
1…8182848687…203

Comments

  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Options
    Thanks Bob the thought of moving to fit a family in got very real when we started measuring bedrooms to check whether nursery furniture would fit :o

    She's amazing. It's my sisters birthday today and it was little ones hospital appt. The docs are pleased with her weight gain and feeding and have discharged her, so I'm sure that's the best present she could have had :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
    First Anniversary Combo Breaker
    Options
    OMG I've been awol for a couple of days and look what happens!! Congratulations hun, I am so made up for you.

    I am on my day off tomorrow, we are having new electric cables fitted, so I will be popping to town and there will be four little knitted hats appearing in your letter box soon. Mum has done different sizes for the little girl so you will have to let me know which fits her best and there is only one for the little boy at the moment so you can size it for us. More to follow.

    I have big news too but I will save that for my diary lol.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Options
    Thank you Tink, I'm so thrilled and grateful that you and your mum are taking your time out for us :)

    Excited to hear your news Tink, I'm off to stalk your diary!! xx
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
    First Anniversary Combo Breaker
    Options
    You are very welcome. It's all there in black and white now lol.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • AspiringButAnxious
    AspiringButAnxious Posts: 753 Forumite
    Options
    Congratulations on the new house! :j
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    Wow Kirsty - so pleased for you. Things are going brilliantly at the moment. A new house - for what it's worth I think it's a really wise decision and well thought out - although I don't envy your stress levels. We are only remortgaging at the moment and I'm finding it almost unbearable.
    And brilliant that things are going well with OH and the counselling, and that your sister has the best ever birthday present.
    Massive congratulations.
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Options
    Thanks CCL. I think it's the right move in the long run, will just make for an interesting few weeks until we get mortgage offer and exchange.

    I'm already having mass panic about the mortgage process, even though my debt is significantly less than it was 12 months ago, we are going for a significantly higher mortgage and I can feel the stress headache biting at my heels!

    Hope the remortgaging process goes well :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Options
    August 2014 - £29400.23
    July 2015 - £25131.49
    October 2015 - £20253.14
    December 2015 - £18600.00
    Start of January 2016 - £17830.00
    End of January 2016 - £16900.00
    End of Feb 2016 - £15970.00
    Mid June 2016 - £12320.00
    End July 2016 - £10730.00
    October 2016 - £8600.00 (plus paid off old overdraft I hadn't accounted for - £1600.00)

    Paid off £22400.23 total since August 2014 (inc overdraft)!
    £18131.49 of that has been since July 2015 (inc overdraft)!

    Figured it was about time to do an update of figures....although I may edit this tomorrow as tomorrow is payday so I'll update figures by a chunk then!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    First Anniversary First Post
    Options
    I totally love your updates. £22k paid off! That's mad! Just think if you stick to the mse life you can be mortgage free in 15 years or something! That's amazing.
    Still waiting on our purchase. I will have been at my mum's 4 weeks tomorrow and I'm going insane. The thing we are waiting on is being difficult for no reason and the seller is trying to refuse to sell to us so that is all fun and games.
    Will you be happy with a shiny new house? I thought you liked fixer uppers. Or is that just the furniture?
    I can't believe how quickly it's turned round and going well again :) so happy for you and your family kirsty. What's your end of year target then? £7600? Keep it up you superstsr xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
    First Anniversary Combo Breaker
    Options
    Well done Kirsty, that's a significant amount you have paid off there. I'm so excited for you with your new home and that things are going great with OH. Will OH's friend be moving with you?

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.4K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.8K Spending & Discounts
  • 235.5K Work, Benefits & Business
  • 608.4K Mortgages, Homes & Bills
  • 173.2K Life & Family
  • 248.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards