3-6 Month Emergency Fund Challenge!!
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Hi me again. I just received £15 cashback from Quidc* so Ive sent it straight to my ISA.
New Total = £57550 -
I received my banks £5 monthly reward today. I always forget about this, so have shoved it straight into my ISA. I also forgot to add my ISA interest into my total, it got paid in on Friday. I got £55 which I'm pleased with (not a lot but I was expecting around £35-£40.
Total now stands at £7778.50
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £138.36 / £5000
MFW 2024 #100 £00.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.570 -
Few pence added to the fund this morning, takes the total to £1,171.62
Hope you're ok Helen and that your grandad has made a speedy recovery x
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.480 -
Hi everyone
Just a quick note to say ive drawn my savings out to have a new bathroom fitted so its zero again but the good news is everything has been paid with savings i had, no borrowing at all so i'm proud of myself for that.
So although ive jumped ship for now keep my number cos 'i'll be back'0 -
£15.35 of extra wages aid into ISA this morning
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £138.36 / £5000
MFW 2024 #100 £00.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.570 -
Morning Everyone....
Apologies (again) for not Posting lately....My Grandmother also got taken into Hospital briefly....and she's not really well at the moment either....But at least she's back home now which is a good thing of course....
So things are a bit stressy here....but I'll get there...we all will...
Nothing to add to my Emergency Fund lately....It's all I can do to keep up with what needs paying....I don't have many spare funds at the moment...but hopefully things will start to get better...
I've Updated everyone...I think...If I have missed anyone or got your Totals wrong please accept my apologies and let me know... xXx
Dobbibill - You are always so lovely to keep up with this Thread and you're our resident Cheerleader...so thank you. I've Updated your Total...You're doing AMAZING!! xXx
x_raphael_xx - I've got a bit confused with your Totals so I took it from your Signature...Hope I've got it right...If not then apologies....But you're doing BRILLIANTLY...so keep it going xXx
[Deleted User] - Don't worry if the progress is slow....you WILL get there....I've Updated your Total and you're doing OUTSTANDING!! xXx
Mooloo - I'm so sorry to hear that things are difficult with the Children...don't worry, you'll get there....I've Updated the First Page...You're doing AWESOME!! xXx
LittleMissDetermined - I've Updated the First Page...Keep going as you're doing BRILLIANTLY!! xXx
stoplurking - I've Updated the First Page....Look how brilliantly you're doing....You're doing AMAZING..Keep going!! xXx
sophieo16 - I've Updated the First Page...You are doing AWESOME!! Look how close you are!! Good luck with the no drinking rule this Month...I know you will do it... xXx
carbootcrazy - I've Updated the First Page....You're doing BRILLIANTLY!! Don't worry regarding your progress....I know you will get there.... xXx
Keeping Motivated - I've Updated the First Page.....You're doing AWESOME!! Keep moving forwards xXx
skye blue - Don't worry about going back to zero, it's worth it for the new Bathroom....You can start again and I know you'll get there... xXx
Keep chasing those dreams and those Rainbow Everyone... xXx0 -
DreamerHelen wrote: »x_raphael_xx - I've got a bit confused with your Totals so I took it from your Signature...Hope I've got it right...If not then apologies....But you're doing BRILLIANTLY...so keep it going xXx
I was confusing myself, so I simplified it :rotfl: yes it's correct now, thank youDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £138.36 / £5000
MFW 2024 #100 £00.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.570 -
Just popping in to update my EF balance to £691.69
Hope everyone is doing well, Helen I hope your grandma's health improves :hug:SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]0 -
Morning Everyone...
How are we all getting on with this Challenge? I need to really get a move on with it.....I need to stay Motivated, even with everything that is happening in my Life...I will try to make a more concentrated effort over the next few months...
x_raphael_xx - I'm glad that I got it correct...hope you are well and staying motivated..you CAN do this!! xXx
-Selene - I've Updated the First Page...You are doing AWESOME!! Keep going....And thank you for your lovely comment, Grandma not doing great at the moment, she had a funny turn yesterday and I spent the day with her making sure she was okay...Hopefully, after a good night's sleep, she will be better today... xXx0 -
I'm so sorry to hear that your Grandma isn't doing too well at the moment. It must be a really worrying time for you and I'm thinking of you:kisses3:. My Grandma meant the world to me, she was the most important person in my life and mainly enjoyed good health. The worst time was when she had a series of illnesses when she was in her 80s and I was working about 100 miles away. I didn't have a car in those days and dropping everything and getting to her at all sorts of hours was a challenge. Nothing could keep me away from her though. I must have been a nightmare employee at that time:eek:. The worry of losing my job didn't help my stress levels:(. My bosses were very understanding and patient, thank goodness:T. Grandma recovered from everything though and passed away very peacefully in her sleep just short of 90. I still miss her, even after all these years. She meant everything to me.
It must be so hard to keep yourself motivated on the savings front with all that's going on in your life. I know having a savings cushion is very important but you've enough on your plate with your loved ones at the moment. Please don't beat yourself up about losing a bit of focus. Try to take a little time to take care of yourself too. Easier said than done, I know. Please don't let all the anxiety and stress you are naturally feeling make you ill:).0
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