Dear Diary Love from Rebecca

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  • bellevie
    bellevie Posts: 874 Forumite
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    Hiya,

    Have you seen the news? You can for the moment breathe easy about tax credits!

    Good plan you have for this month, big chuck off the credit card!

    Are you all set for Christmas?
    MFW
    Starting debt :£287,410 -11/2020

    2022 Closing balance £271,402.45 

    2023 closing balance £263140


    Original end 11/2045 
    New end date :....... 

    Overpayments to date £514.4 (1/24)



  • luckystarr
    luckystarr Posts: 265 Forumite
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    hi Rebecca

    I am pleased it is going better living with your parents.
    Keep up the good work !!
  • Rebecca01
    Rebecca01 Posts: 725 Forumite
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    edited 25 November 2015 at 9:50PM
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    bellevie wrote: »
    Hiya,

    Have you seen the news? You can for the moment breathe easy about tax credits!

    Good plan you have for this month, big chuck off the credit card!

    Are you all set for Christmas?

    I know! I cant believe it. Good news. Atleast we will sort of know where we will be in April.

    Not really set for Christmas. I will do some on Friday since we have a day off. Though the shops will be manic. I am sure! I am not a Christmas buying way in advance person. I feel like I have ages to go at School yet. Lol
  • Rebecca01
    Rebecca01 Posts: 725 Forumite
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    luckystarr wrote: »
    hi Rebecca

    I am pleased it is going better living with your parents.
    Keep up the good work !!

    Thanks. My Mam made a silly comment to me on the way to work this morning. I just sang a silly so g in my head! It seems to work. Hows it going with you?
  • luckystarr
    luckystarr Posts: 265 Forumite
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    Rebecca01 wrote: »
    Thanks. My Mam made a silly comment to me on the way to work this morning. I just sang a silly so g in my head! It seems to work. Hows it going with you?

    Hiya it;s going OK, some days are better than others we have to grin a bear it !!!. just can't wait to get out of here though !!!.
    Our accounts are looking a bit better but we really need to get our save on !!!

    I some times do the same thing when my MIL says things that pee me off too lol !!!

    We can do this !!! ... this time next year we will be celebrating having our own homes :)
  • Rebecca01
    Rebecca01 Posts: 725 Forumite
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    Lets hope so lucky Starr then it will all be worth it.

    I had my first Christmas night out last night. We went out in Durham. It was good. I think I spent about £60. On the train on the way back my boyfriend and I ended up stopping a fight. The police arrested the guy at the end so that was good.

    Most of the Christmas shopping is done. Dd hasn't really asked for anything. She loves animals. So I have booked us tickets to see the pandas at Edinburgh. I got a family railcard so train tickets were not too bad. I booked a £29 travel lodge and bought zoo tickets. I am going to wrap up a panda and a note from Santa and say she is invited to see the pandas and here are the tickets. I have bought her a few games too and a light up pillow that she liked on an advert.

    Two more weeks of work. Can't wait.:-))
  • catriona79
    catriona79 Posts: 855 Forumite
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    Woo hoo to two more weeks of work - almost one more week only now!!!

    Great idea re panda!

    So late, gotta go. Glad you're doing well.
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • Rebecca01
    Rebecca01 Posts: 725 Forumite
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    edited 24 December 2015 at 10:28AM
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    Merry Christmas

    Well I got paid early this week. So have put 1k straight off the credit card.

    I will assess the Christmas damage just after Christmas.
    Edinburgh on Sunday but will try and keep the costs down.

    I have just written a letter from Santa to my daughter so I must print it out now.
    To .....


    The elves have been watching you,with smiles , looking at Yang Guang. You care for animals and I know you would like to visit the giant pandas .

    I have booked an appointment for you to see the Pandas at Edinburgh zoo ( 2pm on 28th Dec). I enclose train tickets and a hotel so you can take Mummy and J.

    Give the tickets to Mummy and have a great time at the zoo.

    You leave in two days.

    Love Santa xxxxx

    Ps Your Minecraft fort was awesome xx

    I am so excited. I am like a big kid.

    Merry Christmas and heres to a frugal New year xx
  • catriona79
    catriona79 Posts: 855 Forumite
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    Haha - great letter x
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Loving the letter Rebecca, hope you have a great time xx
    Mummytogirls x

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