Making a move on debt

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  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    edited 8 December 2016 at 10:35AM
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    Thursday
    Mobile provider - New sim card
    Cable company - pay bill
    Pay Hospital for tests
    Health fund- claim OH dentist back
    Send hours CO#1 and #2
    Clean house
    Tax office - register self employed
    Walk 11,000 plus steps
    S/E work Min 2 hours
    Work washing
    Container park

    Friday
    Hairdresser - having a trim and tidy up
    Car Wash
    Clean rest of house
    Charge camera
    Take money with me, when visiting mum for dinner
    Take OH's dvd back to dvd shop
    Walk 11,000 plus steps
    S/E work Min 2 hours
    Pay contents insurance
    Saturday
    Make sure we have the rings with us
    Collect mum if needed.
    Collect flowers
    Get married (this one I won’t forget lol)
    Give parking cards to uncle
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    edited 9 December 2016 at 7:05AM
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    muppets wrote: »
    Thursday
    Mobile provider - New sim card - Done
    Cable company - pay bill - Done,
    Pay Hospital for tests - Done
    Health fund- claim OH dentist back - Done
    Send hours CO#1 -
    Send hours #2
    Clean house
    Tax office - register self employed
    Walk 11,000 plus steps - Done
    S/E work Min 2 hours - Done
    Work washing
    Container park

    Friday
    Hairdresser - having a trim and tidy up
    Car Wash
    Clean rest of house
    Charge camera
    Take money with me, when visiting mum for dinner
    Take OH's dvd back to dvd shop - Done
    Walk 11,000 plus steps
    S/E work Min 2 hours
    Pay contents insurance
    Saturday
    Make sure we have the rings with us
    Collect mum if needed.
    Collect flowers
    Get married (this one I won’t forget lol)
    Give parking cards to uncle

    Managed a few of todays jobs, really need to do more tomorrow.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Good luck with the wedding Muppets. Hope you have a wonderful day!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    Bobarella wrote: »
    Good luck with the wedding Muppets. Hope you have a wonderful day!
    Thanks Bob. :)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    Friday
    Hairdresser - having a trim and tidy up
    Work washing -
    Send hours CO#1 -
    Send hours #2
    Clean house
    Car Wash
    Charge camera
    Take money with me, when visiting mum for dinner
    Walk 11,000 plus steps
    S/E work Min 2 hours
    Pay contents insurance
    Saturday
    Make sure we have the rings with us
    Collect mum if needed.
    Collect flowers
    Get married (this one I won’t forget lol)
    Give parking cards to uncle
    Monday
    Tax office - register self employed
    Walk 11,000 plus steps
    S/E work Min 2 hours
    Container park
    Didn't manage to get all the jobs done for yesterday, so they have been moved to either today or Monday.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    So yesterday I managed to do some S/E work, I set myself at least 2 hours of work there a day. If I have some spare time I will do more.

    I sent some money over to our Free investment plans yesterday. When we started the plans, I wanted to put a min of €30 each per month in these. So I sent the rest of the money to make up to €340 each for us.

    Have received payslips for work #2, I have checked they are correct and now filled them away. Just waiting now for payslips from work #. I can then see how much I need to put away for taxes from this months wages, any money we have left will prob go into the wedding fund.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    muppets wrote: »
    Friday
    Hairdresser - having a trim and tidy up - Done
    Work washing - Done
    Send hours CO#1 - Done
    Send hours #2 - Done
    Clean house - Done
    Car Wash - Done
    Charge camera - Done
    Take money with me, when visiting mum for dinner - Done
    Walk 11,000 plus steps - Done
    S/E work Min 2 hours - Done
    Pay contents insurance - Done
    Saturday
    Make sure we have the rings with us - Done
    Collect mum if needed. - Done
    Collect flowers - OH Done    Get married (this one I won’t forget lol) - Done
    Give parking cards to uncle - Done and had blue card back
    Monday
    Tax office - register self employed - Not Done
    Walk 11,000 plus steps     - Not Done
    S/E work Min 2 hours     - Not Done
    Container park - Not Done
    Didn't manage to get all the jobs done for yesterday, so they have been moved to either today or Monday.

    Managed to do all except for yesterdays jobs, DH and I visited his mum instead.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    Tuesday - Sunday
    Tax office - register self employed
    Walk 12,500 plus steps Tue
    Walk 12,500 plus steps Wed
    Walk 12,500 plus steps Thurs
    Walk 12,500 plus steps Fri
    Walk 12,500 plus steps Sat
    Walk 12,500 plus steps Sunday
    S/E work Min 2 hours Tue
    S/E work Min 2 hours Wed
    S/E work Min 2 hours Thurs
    S/E work Min 2 hours Fri
    S/E work Min 2 hours Sat
    S/E work Min 2 hours Sun
    Pay money into bank - Done
    Open new account - Done
    Trans JP office to BE.
    Trans S/E money to other account - done
    Pay yearly subscription for Health Fund
    Collect work keys from Thurs
    Send thank you card to work
    Send thank you messages to everyone for money and pressies
    Post Christmas cards to Germany
    Post Christmas cards to Aunty L and B
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    So OH has been upgraded to DH.

    The wedding was great, only 1 slight hitch but the rest of the day went all as planned. Was great seeing my family and DH family. Great food and great time had by all.

    Most people gave us money as gifts, we had €1100 in money, plus we has some gifts to open, pic frames, candles etc.
    Most of the money has gone into the bank added to the money we have already saved, which we will use to pay for the restaurant bill for the reception. We had paid a deposit back in June time I think it was. With the money already saved I am sure there will be a bit left over. DH and I are talking about splitting any money left and just treating ourselves. Just need to wait for the bill to arrive now.

    We have held back €250 from the money already to buy a slow cooker, which I have wanted for ages. A new DVD/Bluray player which has been playing up for a while, but now doesn't play at all and a few small things we wanted (not needed) for the house.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    I decided this afternoon to call up the debt I am paying and offer a F+F amount. They agreed to take 80% of the remaining amount, I saved myself £808 off this debt.
    The last debt I owe, which I haven't had any contact or made payment for over 3 years, I do not count towards my debt snowball now. I feel if they come back then I will once again have debt, until then I class myself as DEBT FREE.

    :j:j:j:j:j
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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