Making a move on debt

muppets

Update for yesterday

S/E work approx 2 hours per day. 5/16
Bed by 10pm or 10.30 if there is a team call 5/14
Drink 1.5 ltrs of water per day. 4/16
Time for me/ OH not wasting it on fb games 5/16
Walk 10,000 steps per day 6/16
No devises to bed, ipod, phone etc. 6/16

Yesterday I didn't drink enough water, Saturdays are one of the days I find difficult.

muppets

This week our advance pay from work #1 hit the account. Advance for #2 should be in the account tomorrow or Tuesday. The advance from both companies will be saved until next month, as this months bills and categories have all been topped up.

Money left over from last months wages have been split.
For the 2nd month in a row, we have been able to add a bit extra to the mortgage category in YNAB. We are unable to overpay on the mortgage, but we wanted to add a bit when we can, just incase.

A small amount has also been added to the elecy and gas category. This is paid monthly, and at the end of the year we get a bill. I always try and have a bit extra in there to cover the amount we are short.
We have a baby emergencgy fund and also a 3-6 month emergency fund. In the baby emergency fund we have that topped up to €1,500 and there is now €3,750 / €15,000 in the 3-6 month emergency fund.

This week the car needed a service, so that came out of the car repairs fund. While we were there, we also seen that their breakdown service was €48. We had 1 years free when we bought the car, the year before when we paid for breakdown service it cost us €174.50 for the same service. So we got the cheaper breakdown cover. The money left over in the breakdown service category has been moved into the new car category. We are still paying our savings back the money we used for the new car last year.

Money has also been put into both our pensions fund and both our tax categorys.

muppets

Update for yesterday

S/E work approx 2 hours per day. 6/16
Bed by 10pm or 10.30 if there is a team call 5/14
Drink 1.5 ltrs of water per day. 5/16
Time for me/ OH not wasting it on fb games 6/16
Walk 10,000 steps per day 6/16
No devises to bed, ipod, phone etc. 7/16

We didn't get to bed until 10.15pm, we could have gone a bit earlier if we had shut the laptops off. Lights were off by 10.30pm though.
Didn't walk anywhere near 10,000 steps, did less then 2,000 as I spend most of time sitting on the sofa.
Could have done better.

Treadingonplaymobil

Sounds like you are well on top of all your different pots of money, well done!

I hate it when I end up sitting down for most of the day, I always feel worse for it at the end of the day. Hope you manage to get some steps in today

muppets

Morning Treadingonplaymobil, thanks for you comments. I have been using YNAB for a while now so that has helped with the different pots.

I did do more steps yesterday, I managed over 12,000

I have subscribed to your diary, not had time to have a read yet though.

muppets

Update for yesterday

S/E work approx 2 hours per day. 7/16 Tick
Bed by 10pm or 10.30 if there is a team call 5/14 No Tick
Drink 1.5 ltrs of water per day. 6/16 Tick
Time for me/ OH not wasting it on fb games 7/16 Tick
Walk 10,000 steps per day 7/16 Tick
No devises to bed, ipod, phone etc. 8/16 Tick

Managed a good productive 2 hours on S/E work.
Didn't make bed by 10.00pm was watching tv and forgot time so was 10 mins late.
Walked over 12,000 steps today, happy with that.

muppets

Update for yesterday

S/E work approx 2 hours per day. 8/16 Tick
Bed by 10pm or 10.30 if there is a team call 6/14 No Tick
Drink 1.5 ltrs of water per day. 7/16 Tick
Time for me/ OH not wasting it on fb games 8/16 Tick
Walk 10,000 steps per day 8/16 Tick
No devises to bed, ipod, phone etc. 9/16 Tick

Full house for yesterday. :beer::beer:

muppets

Update for yesterday

S/E work approx 2 hours per day. 9/16 Tick
Bed by 10pm or 10.30 if there is a team call 6/14 No Tick
Drink 1.5 ltrs of water per day. 8/16 Tick
Time for me/ OH not wasting it on fb games 9/16 Tick
Walk 10,000 steps per day 9/16 Tick
No devises to bed, ipod, phone etc. 10/16 Tick

Didn't make it to bed by 10.00pm, was watching something on TV and wanted to watch it all. Was in bed by 10.15pm though.

muppets

Update for Thursday

S/E work approx 2 hours per day. 10/16 Tick
Bed by 10pm or 10.30 if there is a team call 10/14 Tick
Drink 1.5 ltrs of water per day. 9/16 Tick
Time for me/ OH not wasting it on fb games 10/16 Tick
Walk 10,000 steps per day 10/16 Tick
No devises to bed, ipod, phone etc. 11/16 Tick


Update for Friday

S/E work approx 2 hours per day. 10/16 No Tick
Bed by 10pm or 10.30 if there is a team call 11/14 Tick
Drink 1.5 ltrs of water per day. 9/16 Tick
Time for me/ OH not wasting it on fb games 10/16 Tick
Walk 10,000 steps per day 10/16 Tick
No devises to bed, ipod, phone etc. 12/16 Tick

Did do S/E work , but not anywhere near enough.
Fell short of the water, lucky if I drank 1ltr:mad:

muppets

Update for Saturday

S/E work approx 2 hours per day. 10/16 No Tick :mad:
Bed by 10pm or 10.30 if there is a team call 11/14 No Tick
Drink 1.5 ltrs of water per day. 10/16 Tick
Time for me/ OH not wasting it on fb games 11/16 Tick
Walk 10,000 steps per day 11/16 Tick
No devises to bed, ipod, phone etc. 13/16 Tick

Did do S/E work , but again not anywhere near enough.
Didn't make it to bed by 10pm last night, as it I din't have to get up for work this morning.