Car insurance successes stories

Hi everyone,

I think I may be missing the point here so excuse my asking but....

i don't understand how you are getting the cheapest quote from one of the price comparison sites and then also running it through sites such as Quidco resulting in very very low prices?

I have done the price comparison sites all of which were disappointing - I have no idea why a small peugeot 3rd party fire and theft for an employed single person with over 9 years ncd should be around £250.

But what I really want to know is how you are combining all of the methods??

Thanks! best wishes aitch7

A slightly different perspective on this whole money saving technique but I'm not sure how it would've been had I gone through cash back/loyalty points route.

When my insurance came up for renewal the 1st renewal quote by then current provider was around £500. However, via on-line comparison, the cheapest I could find was around £389 with fewer benefits and quite a restrictive contact process.

Armed with that info, the first call to the provider got the initial quote reduced to £475. I left a few days gap and called them back to complain that they were still too expensive and was then put through to a 2nd tier team who were able to cut it down to £410.

Although I wish that they could have reduced it further I was just glad that I didn't have to go through various avenues to get the best saving on-line and moreover, didn't have to rely on the "not so always reliable cash back" via a cash back site. My experience is that it's a bit of a hit or miss depending on one's luck.

moral of my story is that it always pays to persevere with the current insurer before looking further afield or do both in parallel.

-n

ps// existing insurer quote via comparison site was way above the final amount I paid . Goes to show the inflated premiums these companies quote in an attempt to get awaywith...

Another lesson I learnt was that never repair a chip in the windscreen unless it's absolutely necessary as my misinformed :embarasse windscreen repairs carried out last year (does not affect the NCD/excess but will be included in one's claims history) made me ineligible with some good insurers.:mad:

I just renewed my car insurance with Diamond.
I checked the comparison sites and saw the best quote for £280 with Sheila's Wheels (I'm 23, and have only been driving a few years). My renew form with Diamond came through the next day with a quote for £595 (last year it was £850!). I called them up straight away and asked them to go through my quote. They said they could lower it to £400, but I mentioned that I could still do better by going through someone else. After the operator 'talked to his manager', they offered me £300 - fully comp, with car hire etc...

So I knocked them down and 'saved' nearly £300. :j

Though the Sheila's Wheels quote was £20 cheaper, I read online reviews and the comments about them weren't fantastic. I have had no problems with Diamond with regards to repairing a chip in my windscreen, adding a friend to my policy straightaway while their car was off the road (was done in minutes, and they quoted me different time lengths which would be cheaper for me to do), and they changed my surname over the phone when I got married (no forms and numerous identity checks) so am more than happy to be with them again.

.com_loverlee wrote: »

so one year's fully comprehensive car insurance for £5.55 !

might not be a recordbreaker - but I'm thrilled to bits!


:j :j :j :j :j :j :j :j :j :j

If £5.55 for a year fully comp ain't the best...what is? I thought the record was £24?