What small DFW things will you be doing this week? WC 26/6
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determined_new_ms
Posts: 7,825 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
DF as at 30/12/16
Womblng 2020:
NSD Jan 2/18 YTD: 2
Womblng 2020:
NSD Jan 2/18 YTD: 2
0
Comments
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Morning woken up to a beautiful day Yesterday I decided I just have to get my head around the fact that my service is being managed terribly, if I can do that I'll be able to cope with it! Going to try to reduce contact with my managers for this week!
Small things:
* quick shower - tie hair back
* lo for lunch for me
*[STRIKE] I didn't make madam's lunch last night so need to do that in a minute[/STRIKE]
* [STRIKE]going to make a cake in a minute to use up raspberries. Will cook some goujans while the oven is on [/STRIKE]
* lay out in the sun at lunch time listening to my audio book
* call school to check what time the meeting is tonight
* water/feed plants
* hoping to join the running group tonight but will depend on what time the meeting finishes
* pot on a couple of plants
Ok that'll do. Have a great day guys xDF as at 30/12/16
Womblng 2020:
NSD Jan 2/18 YTD: 20 -
Hi determined love your thoughts on how to manage work. I often have the same process. Definitely works. Lovely day here too. I will:
Get something from freezer for tea
Drop off two parcels for posting for refunds
Walk to town and back saving on parking and getting some exercise
Go to that well known furniture store and just get the 3 things in my list. Measure something first before I go so I know it's the right one
Load of washing out before I go out
Quick tidy round
Check banking and surveys
Freeze half the cake I make yesterday with some ripe bananas
Make biscuits with the last ripe banana tonight whilst oven is on
Shower and let hair dry naturally
Enjoy your day folks.0 -
Good morning guys ...
today im at work most of the day but hopefully still work through my list a bit
workouts .. done 1 this morning do another after work.
freezer for dinner .. boys are at my mams house.
check banks and cc .. make PAD and pay some money into account tonight en route home .. and not call into the shops
post e bay stuff that sold last night and list a few more pieces tonight if I get time.
check pay pal and use to make an extra PAD today.
tidy and hoover tonight before bed as mega busy day tomorrow so like to wake up to a tidy house
think that it for today .. Have a GOOD UN guys .. where ever you are.
Lisa xDFW
January £0/£11,100
NSD
January 1/310 -
Morning all!
Been on and off posting, just been busy with various bits but I'm getting excited now as flying to Crete on Wednesday morning and it finally feels real at last! :T
Today's plans:
* Washing on and out to dry
* Need to buy a European travel adapter
* Get suitcases out and start packing!
* Decant shampoo conditioner into travel containers
* Make a list of everything I need to take
* Buy some chicken from butchers for dinner tonight
* Go and get my eyebrows threaded
Enjoy the sunshine everyone!0 -
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Debt-free day: 8th May 2015 The Joy Account: £10 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 - Benefits check-up ( Link)
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Good Afternoon All
DNMS - Thanks for starting us off today, hope that today goes as you expect!
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Another lovely day here, my little list:
Packed lunch for DS - Done
Check Bank & make PAD - Done
Clean Bathroom & steam mop floor- Done
Wash towels & line dry - Done
Go for a walk - Done
Tidy chest f drawers & drawers in wardrobe - Done
Start bag for homeless shelter - Done
Continue purge on emails -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check: Luckyphone, Ashleigh, Numberplatelotto, FPL -
Have a great day all!
C xGoodreads 2024 Challenge: 30/80
Goodreads 2023 Challenge: 77/520 -
Hi all,
Have got off to a reasonable start to the money-saving week this needs to be:
*Two baths from one lot of hot water.
*Laundry done overnight on cheap tariff, also 2 quick 30 mins at 30 degrees loads. All dry for free already outside on the whirlygig.
*Did rubber chicken. Roast last night, enough for same again tonight, some frozen with l/o gravy for basis of a stew at some point. Enough for curry too, when I've got some root ginger.
*Tomorrow's packed lunch made.
*Entered 2 competitions.
*Sold a small ebay item.
*Cut 2 courgettes & a few braod beans.
*Fed & watered all the veg.
*Moved a courgette plant to a sunnier spot.
*Hoed & weeded a bed ready to plant out cabbages - will be finishing this in the next 20 mins.
*Bit of present knitting in my lunch hour.
*Fed sourdough jar ready to bake a loaf tomorrow.
*Refilled all our tiny plastic snack boxes with raisins.
*Started rounding up all the receipts, notes, etc, I need tomorrow which is my Big Budget Day.
*Nobbled mr f to tell me the exact cost of campsite booking......all this nice weather is giving us tentitis!
*Fill a vase with flowers from the garden - fragrant, pretty & free.
Wishing everyone a peaceful & productive Monday.
F xx"For each of our actions there are only consequences" (James Lovelock)"For in the true nature of things......every green tree is far more glorious than if it were made of gold & silver" (Martin Luther King Jnr)0 -
Afternoon all
Got off to quite a good start
Washed hair and allowed to dry naturally
Made sausage casserole for dinner first thing, when it was still cool and energy levels were high. I only need to cook some potatoes and veg to go with it, and warm it up. Plus there will be enough for another meal
Went to sales unit and changed stock, still need to unload the stuff I brought back and put it away though!
Picked last few broad beans and mangetout, cleared ground and replanted with leek seedlings
Summer pruned my precious cordon fruit trees, and watered them too - there were a few cherries to pick, as well
A few surveys for onepoll
Still to do:
Find or adapt a recipe and make strawberry muffins with last of strawberries
Check banks0 -
Evening all,
A busy day buying stock today and the next couple will be spent listing. I'm pleased that I've managed to stick with my healthy eating and exercise plan since Friday as it normally goes to pot at the weekend.
Money saving today
- another £2 x 2 pound coins saved for the Christmas fund
- 1 bath for 2
-tea made up of leftovers, breakfast tea including eggs, bacon, mushrooms and tomatoes that needed using
-Little break booked for us in September, very cheap and SC so shouldn't spend hardly anything whilst we are there but we both need a break
-Reading another free book passed on from a family member
-picked up a great jigsaw for £1 from the charity shop (we are addicted:o and a new top for me 99p
Going to catch up with the canal programme with Prunella Scales tonight, I love these programmes, so realxing.
Have a great evening xStarted Self Managed DMP 10th May 2017.
Working hard to get rid of our debt.0 -
PurpleFairy26 wrote: »Hi determined love your thoughts on how to manage work. I often have the same process. Definitely works. Lovely day here too. I will:
Get something from freezer for tea
Drop off two parcels for posting for refunds
Walk to town and back saving on parking and getting some exercise
Go to that well known furniture store and just get the 3 things in my list. Measure something first before I go so I know it's the right one
Load of washing out before I go out
Quick tidy round
Check banking and surveys
Freeze half the cake I make yesterday with some ripe bananas
Make biscuits with the last ripe banana tonight whilst oven is on
Shower and let hair dry naturally
Enjoy your day folks.
I only bought the 3 things from the furniture shop :A also did a few things from annoying things list. Worked most of tonight, with a bit more to do tomorrow. Does mean I'll claim a day back though0
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