New Kaupthing CHAPS/BACS Transfers discussion - Friday 24th October

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  • bigg
    bigg Posts: 654 Forumite
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    This thread may be redundant but the chat thread will be there as long as required:

    http://forums.moneysavingexpert.com/showthread.html?t=1239933
  • mrarnald
    mrarnald Posts: 108 Forumite
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    bigg wrote: »
    This thread may be redundant but the chat thread will be there as long as required:

    http://forums.moneysavingexpert.com/showthread.html?t=1239933

    Hi everyone! Just taking a look. I am really glad that the list has finally closed and we all have our money back. :T

    Just logged onto my KE account. I have at last been paid the interest for the three weeks my money was in the ether. :beer:

    I note that ING are transfering my account over on the 8th February.
    They are offering 4% for the first year. Tempting. My money is with the Halifax at the moment, earning a miserable 1,5%.
    Chaps requested 8th October : money left my account 8th October : £20 chaps fee deducted : destination account Halifax : Chaps fee of 20 re-funded to my KE account 27th October but dated 8th October: On the spreadsheet and received generic e-mail 29th October. Funds paid to my linked account 4th November
  • penrhyn
    penrhyn Posts: 15,215 Forumite
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    I logged into my ING account this morning to find that a second one had appeared.
    I can only assume that this is the one that the KE money will be transferred to at the weekend.
    PS Are you sure about the 4%, ING are now only offering 3.5% to new savers?
    That gum you like is coming back in style.
  • mrarnald
    mrarnald Posts: 108 Forumite
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    penrhyn wrote: »
    I logged into my ING account this morning to find that a second one had appeared.
    I can only assume that this is the one that the KE money will be transferred to at the weekend.
    PS Are you sure about the 4%, ING are now only offering 3.5% to new savers?

    It was 4% but it seems it is now 3.5% . and that is with a 1.46% bonus for the first year. This is what is happening with the BOE continually lowering the base rate.
    Chaps requested 8th October : money left my account 8th October : £20 chaps fee deducted : destination account Halifax : Chaps fee of 20 re-funded to my KE account 27th October but dated 8th October: On the spreadsheet and received generic e-mail 29th October. Funds paid to my linked account 4th November
  • MumofThree
    MumofThree Posts: 48 Forumite
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    First, fantastic to see everyone finally reunited with their money

    Thanks to all keepers of the list!:j

    Second, just received my letter from ING about the transfer and they are giving me two options:

    1.) A bonus rate for 6 months which is a fixed bonus of 2.02% on their variable rate of 1.98% (2% AER) giving a current rate of 4.0% gross pa (no doubt until any base rate change)

    If you accept this you give up the KE guarantee of BoE base rate plus 0.3%

    2.) Continue to recive the guarantee until 2012 and get a current rate of 2%AER

    You have until 9th March to accept option 1 or it defaults to option 2.

    I assume this the same for everyone?

    They also are honouring any KE fixed rates (the only reason why I still have money with them!)
    CHAPS requested 10 Oct, left KE 15 Oct, finally arrived 18.00, 4th Nov :D
  • Former_MSE_Dan
    Former_MSE_Dan Posts: 1,593 Forumite
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    Hi folks,

    We're so glad all the money is now back (please let me know if you know of anyone who isnt fully sorted), and we have picked out the 5 people to receive the champagne promised by Martin. They are...


    thefury,
    2little2late,
    Doppleganger,
    bigg,
    rep

    So far, only 2little2late has sent me their address via PM - so please everyone else send through your details and we'll get some booze sorted out for you, courtesy of MSE.

    Congrats all

    Dan
    Former MSE team member
  • bigg
    bigg Posts: 654 Forumite
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    :beer::beer::beer::beer: :beer::beer: :beer::beer:
    CHAMPAGNE RECEIVED THANK YOU MSE MARTIN AND DAN

    WE'LL BE THINKING OF ALL FELLOW PUFFINS ON NEW YEARS EVE 2009

    THANKS TO ALL LIST KEEPERS AND FORUM CONTRIBUTORS

    :beer::beer::beer::beer: :beer::beer: :beer::beer:
This discussion has been closed.
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