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relationship split what to do?

cazscoob
cazscoob Posts: 4,990 Forumite
in Benefits & tax credits
my husband and i have seperated, we have 5 young children together and i work mon-wed while he stays at home to look after the children. He is still wanting to look after the children whilst i work as we cannot get childcare in our area or it would mean up to 4 different childminders:eek:. i think i would be paying out more for childcare etc than i actually earn.
Can he claim IS whilst looking after the children as he would not be activly seeking work so i do not think he will be able to claim JSA? If he cannot claim for anything then i will have to give up my job to care for the children which is something i would rather not do.
thanks in advance
What's for you won't go past you
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Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    He can only claim IS if the children live with him.

    You can claim tax credits towards the cost of childcare, then you can both work.
    Gone ... or have I?
  • cazscoob
    cazscoob Posts: 4,990 Forumite
    childcare costs are 4 x my weekly wage and even with the tax credit help ill be better off on benifits. i really dont want to quit my job but if he cannot look after the children then i dont see any other option. he cannot get a job as there is nothing in this area, he was a builder but with the economy there is no work!
    What's for you won't go past you
  • jillie1974
    jillie1974 Posts: 6,997 Forumite
    dmg- theres no need to be like that!

    op is looking to do the best for her family
    'Children are not things to be moulded, but are people to be unfolded'
  • cazscoob
    cazscoob Posts: 4,990 Forumite
    if i worked then i would be £50 down a week compared to benefits! this isnt just a few pence this is A LOT of money. this is just the normal day to day living and nothing extra. we struggle as it is right now hence me saying i DO NOT want to give up my work, i came to ask for advice not to be slated for trying to do the best for my family!
    thanks jillie
    What's for you won't go past you
  • dtc04
    dtc04 Posts: 109 Forumite
    does your job allow a salery sacrafice? I think with 5 children, that together with taxcredits ,is the only way you will be able to afford childcare because taxcredits only pay up to £300/week
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I don't understand why he has to claim income support?

    Can he not work Thurs-Sun?
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • plok
    plok Posts: 35 Forumite
    The answer here is for your ex-husband to claim the Child Benefit for each of the children which will allow him to claim income support. That way you work and get your salary and he child-minds and gets income support.
  • alwaysonthego_2
    alwaysonthego_2 Posts: 8,446 Forumite
    1,000 Posts Combo Breaker
    Board Guide comment

    Please remember to be nice to all posters, even if you do not agree with them, thank you :)

    GOING OFF-TOPIC


    Hi, Martin’s asked me to post this in these circumstances: While it’s easy to wander off-topic that often prevents newbies finding the information they want quickly and easily (please see this rule). Please keep this thread on topic. If you’d like to discuss non-MoneySaving related topics please continue your discussion in The MoneySavers Arms or Discussion Time. If you have any questions about this policy please email [EMAIL="%20abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].
  • csh_2
    csh_2 Posts: 3,294 Forumite
    Part of the Furniture Combo Breaker
    plok wrote: »
    The answer here is for your ex-husband to claim the Child Benefit for each of the children which will allow him to claim income support. That way you work and get your salary and he child-minds and gets income support.


    Can he do this as a non-resident parent tho?
  • carlamagee
    carlamagee Posts: 1,789 Forumite
    caz, obviously a few of the people who have replied to your question have not found themselves in a situation like yours before!! -- if i thought that i was going to get into debt up to my eyeballs to pay childcare and work, then im afraid i dont think that i would bother going to work either. Im sure caz doesnt intend to stay on benefits for the rest of her life as she has stated that she DOESNT want to leave her job, it could be a short term blip to help a long term matter!?
    mrcow - has she not already stated that her partner is a builder with no current work available at the minute due to the economy?

    caz,i dont know about benefits so unfortunately cant help, but hopefuly someone will be along soon enough to point you in the right direction!? Maybe an idea to go see Citizens advice!?
    Hugs to you,xx
    Carla-Farla!! :)

    Mummy to Katie (27.11.07) and Christopher (05.08.09) ♥♥♥
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