E-Platinum Plus - Some kind of con?

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young_victor_meldrew
young_victor_meldrew Posts: 213 Forumite
in Credit cards
Whilst updating my status on my facebook page my attention was drawn to an ad offering an "Instant £500 Credit Card" -
Get £5000 credit to spend right now. No credit check. Apply now in just 60 seconds! they say, a credit card with no credit check? - mmmmm - the old adage "You should only believe half of what you see, and none of which you hear" comes to mind - but curiosity - ok, nosiness takes over and I click the ad.

This is not a Visa nor is it a Mastercard, in fact it isn't actually even really a credit card, it is a membership to what looks like some kind of online catalouge, with a £500 credit limit to buy whatever you like from a limited range of goods.

The terms and conditions - http://www.e-platinumplus.co.uk/eterms.html give the whole game away.

It looks like an elaborate con, can anyone vouch for them?

.
Official SOS Club number 011 - Dry until 17/11/2009
«134567

Comments

  • milfordmadness
    milfordmadness Posts: 711 Forumite
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    young_victor_meldrew wrote: »
    Whilst updating my status on my facebook page my attention was drawn to an ad offering an "Instant £500 Credit Card" -
    Get £5000 credit to spend right now. No credit check. Apply now in just 60 seconds! they say, a credit card with no credit check? - mmmmm - the old adage "You should only believe half of what you see, and none of which you hear" comes to mind - but curiosity - ok, nosiness takes over and I click the ad.

    This is not a Visa nor is it a Mastercard, in fact it isn't actually even really a credit card, it is a membership to what looks like some kind of online catalouge, with a £500 credit limit to buy whatever you like from a limited range of goods.

    The terms and conditions - http://www.e-platinumplus.co.uk/eterms.html give the whole game away.

    It looks like an elaborate con, can anyone vouch for them?

    .


    Noooo - avoid like the plague! It isnt a credit card its credit with them and their prices are unreal and once you've signed up you cannot break free for a year.

    AVOID THEM LIKE THE PLAGUE!
    Some say he is a racist, others say he is a liar but the truth will always prevail...

    Milford has left the house & aint coming back!
  • young_victor_meldrew
    young_victor_meldrew Posts: 213 Forumite
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    Had a feeling it was something untoward, haven't checked their prices - the fact they want seventy something pounds put me off straight away! I wonder how many will be fooled into joining?
    Official SOS Club number 011 - Dry until 17/11/2009
  • Kavanne
    Kavanne Posts: 5,093 Forumite
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    http://www.creditcardmate.co.uk/eplatinum/index.html

    Says 0%??!! I don't understand. Hidden charges?

    EDIT: Found it - THE COST OF MEMBERSHIP IN THE E-CREDIT PLUS™ SHOPPING CLUB PROGRAM IS £79.95. THE MONTHLY MAINTENANCE FEE IS £4.95 PER MONTH.

    EDIT 2: Hahaha when you try and navigate away from the application page it offers you half price membership at £39 lol
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • Halloway
    Halloway Posts: 1,612 Forumite
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    young_victor_meldrew wrote: »
    It looks like an elaborate con, can anyone vouch for them?

    Trust your instincts.

    (Have I turned into Obi-Wan Kenobi?)
  • Jemma-T
    Jemma-T Posts: 1,546 Forumite
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    Block all adverts and you'll not notice garbage like this.
  • young_victor_meldrew
    young_victor_meldrew Posts: 213 Forumite
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    Jemma-T wrote: »
    Block all adverts and you'll not notice garbage like this.

    Oh, didnt know you could do that! Thanks!
    Official SOS Club number 011 - Dry until 17/11/2009
  • cifpower
    cifpower Posts: 6,502 Forumite
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    Get Ad Block Plus add-on for Firefox. I don't see any adverts
  • Jemma-T
    Jemma-T Posts: 1,546 Forumite
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    www.firefox.com

    AdBlock Plus https://addons.mozilla.org/en-US/firefox/addon/1865 -nice and simple for anyone using Firefox

    NoScript https://addons.mozilla.org/en-US/firefox/addon/722 This is a heavy duty Addon which is a great bit of kit as it blocks EVERYTHING unless you tell it different. So, you need to add all your favourite sites first. If unsure don't use it or at least read the reviews and FAQ.

    You can own your Internet and it's free. It's called Firefox.
  • kezflake
    kezflake Posts: 26 Forumite
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    As my credit score is not as healthy as it could be then I find this to be be a possible alternative for store cards but as they show nothing of what I could buy apart from some featured products with no prices then I don't think I would bother.

    Anyone know where I can get an online catalouge?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
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    kezflake wrote: »
    As my credit score is not as healthy as it could be then I find this to be be a possible alternative for store cards but as they show nothing of what I could buy apart from some featured products with no prices then I don't think I would bother.

    Anyone know where I can get an online catalouge?

    https://www.jdwilliams.co.uk/shop/SigninServlet.servlet?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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