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Bailiffs to be allowed to use force on debtors.
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WTF?_2
Posts: 4,592 Forumite
http://www.timesonline.co.uk/tol/news/politics/article5375668.ece
No? Didn't think so. But if you're Joe Soap expect to be strongarmed.
Hmm, perhaps the government could send a few bailiffs around with their new powers to the houses of the management boards of the UK banks and repossess their goods to put towards the likely hundreds of billions of quid (maybe over a trillion) that us taxpayers will be forking out because of the debts of their banks....?The government has been accused of trampling on individual liberties by proposing wide-ranging new powers for bailiffs to break into homes and to use “reasonable force” against householders who try to protect their valuables.
Under the regulations, bailiffs for private firms would for the first time be given permission to restrain or pin down householders. They would also be able to force their way into homes to seize property to pay off debts, such as unpaid credit card bills and loans.
The government, which wants to crack down on people who evade debts, says the new powers would be overseen by a robust industry watchdog. However, the laws are being criticised as the latest erosion of the rights of the householder in his own home.
“These laws strip away tried and tested protections that make a person’s home his castle, and which have stood for centuries,” said Paul Nicolson, chairman of the Zacchaeus 2000 Trust, a London-based welfare charity. “They could clearly lead to violent confrontations and undermine fundamental liberties.”
No? Didn't think so. But if you're Joe Soap expect to be strongarmed.
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Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
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http://www.timesonline.co.uk/tol/news/politics/article5375668.ece
Hmm, perhaps the government could send a few bailiffs around with their new powers to the houses of the management boards of the UK banks and repossess their goods to put towards the likely hundreds of billions of quid (maybe over a trillion) that us taxpayers will be forking out because of the debts of their banks....?
No? Didn't think so. But if you're Joe Soap expect to be strongarmed.
So under the new rules the bank could send someone round to beat the poo out of you and then take all your belongings that were bought with an unsecured loan.
Each day that passes I'm happier to have left.0 -
So under the new rules the bank could send someone round to beat the poo out of you and then take all your belongings that were bought with an unsecured loan.
Each day that passes I'm happier to have left.
Yeah - don't get me wrong, I feel that debtors should have to repay but giving third parties the power to smash into your house and beat you up before taking whatever they see fit (not just the things that were bought on borrowed cash) represents a disgraceful erosion of liberties and a sinister development.
When you see how much the boys at the top of the clusterf**k that was the banking system made at our expense, it's downright sickening what happens to the suckers in the general public who took on the debt they were offering.--
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.0 -
Many years ago my parents had bought a holiday home and the previous owners had done a bunk, when they came in the door there was a letter from a baliff who was after the previous occupant.
Now my folkes sorted it out by screaming I'LL SUE YOU loudly and repeatedly at some poor sod on the phone but what happens if they do the same and essentially burgle someones home and sell their possesions.
It also seems like a really bad idea to give people the power to essentially use violence against people to extract money from them. Should a situation get out of hand as it will, its going to be a legal minefield.0 -
especially in these troubled economic times.
Even the best payers will be at risk.
Yet again flash g bows to the banking world to make them like him whereas the rest of us plebs potentially could get battered for forgetting to pay a catalogue bill.
This wouldnt be out of place in the justice meted out in subsaharan Africa TBH - maybe milliband should step up to discuss " the need for a fair human rights agenda":beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Yeah - don't get me wrong, I feel that debtors should have to repay but giving third parties the power to smash into your house and beat you up before taking whatever they see fit (not just the things that were bought on borrowed cash) represents a disgraceful erosion of liberties and a sinister development.
When you see how much the boys at the top of the clusterf**k that was the banking system made at our expense, it's downright sickening what happens to the suckers in the general public who took on the debt they were offering.
Clustfuc* (to asterisk out a different set of letters) is a great word. The law (should it be passed) is an utter disgrace. To take an example:Many years ago my parents had bought a holiday home and the previous owners had done a bunk, when they came in the door there was a letter from a baliff who was after the previous occupant.
Now my folkes sorted it out by screaming I'LL SUE YOU loudly and repeatedly at some poor sod on the phone but what happens if they do the same and essentially burgle someones home and sell their possesions.
Presumably under the new law the bailiffs would be sent in to beat the poo out of your parents and steal their stuff. If they've got the wrong people then it's a big mess to sort out later.
If they'd beaten up your parents epz then would that be a case of assault as they had beaten up the wrong people or would it be legal as they'd beaten up your parents in good faith?0 -
Its a proposal that will surely get no further. There would be all sorts of anarchy should this get passed. Personally if someone broke into my home and stole my possessions (regardless of who they were) id want to batter them and im certain people would go even further than that. Its a ridiculous idea to be frank.0
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Thinking about this again, Im not sure it would get past our freinds in the Eurozone.
After all any suggestion of this geting onto the statute book would be an abuse of the Human rights act. Surely?:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Well if the bailiffs are to be allowed to use more force on debtors, they shouldn't be surprised when the debtors start reciprocating. With the vast increase in debt recovery situations, I wonder how long it will be before we start hearing of a few serious injuries and/or deaths. Many people start to take it pretty personally when someone invades their home and such situations are high stress by nature.
The only case I have ever heard of (amazingly just the one) was about a guy who shot dead a council official who wanted his home demolished. That was some years ago - maybe 15 I would guess. The guy who did it was regarded as an eccentric and gun laws have tightened up since then (largely due to Dunblane). I think the time may be coming when kitchen knives are used for more than cutting food. It's just a matter of time IMO. Just in case anyone is wondering, I'm not advocating this - just making a prediction.0 -
Thinking about this again, Im not sure it would get past our freinds in the Eurozone.
After all any suggestion of this geting onto the statute book would be an abuse of the Human rights act. Surely?
The EU and ECHR are different animals....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
Paulgonnabedebtfree wrote: »Well if the bailiffs are to be allowed to use more force on debtors, they shouldn't be surprised when the debtors start reciprocating. With the vast increase in debt recovery situations, I wonder how long it will be before we start hearing of a few serious injuries and/or deaths. Many people start to take it pretty personally when someone invades their home and such situations are high stress by nature.
The only case I have ever heard of (amazingly just the one) was about a guy who shot dead a council official who wanted his home demolished. That was some years ago - maybe 15 I would guess. The guy who did it was regarded as an eccentric and gun laws have tightened up since then (largely due to Dunblane). I think the time may be coming when kitchen knives are used for more than cutting food. It's just a matter of time IMO. Just in case anyone is wondering, I'm not advocating this - just making a prediction.
I suspect force will predominantly be used on 'nice middle class' people who won't be in a position to put up much resistance and have too much to lose by trying. And there's a lot of middle class debt.
I doubt they'll try similar in run down sink estates or the rougher parts of town. Mind you they could always bring along a TV crew and sell the coverage of the resulting free for all that would ensue. Would be great 'Running Man' type entertainment.
I think we're in for 'a very middle class' recession. This is where many of the well off become poor almost overnight. Normally the poorest are the most obvious victims.--
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.0
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