Claim back any unfair bank charges! Article Discussion Area

I'm surprised you didn't find the answer, as it has been asked many times, and indeed,it was one of my very first questions when I joined!

The answer is yes, you can, in fact, it's easier as they can't threaten you with account closure.

And no limit to how many you can claim from, except your own organisational capacity... I found that too many claims at once and you lose track as to what stage you're at with whom, especially if you have Data Protection requests going as well.

Reverend_Darkman wrote:

Hmmm has something recently changed on CAG website? at the bottom of the Preliminary approach for repaymnet letter it now says not to forget your schedule - I didn't do this with the first letter.

I take it the schedule in question is based on that spreadsheet but WITHOUT the interest?

Also is it really worth NOT putting in the paragraph notifying OFT with the second letter?

The reason for the change is that we have banks now trying more diversionary tactics by claiming they were never given a proper schedule of the charges reclaimed and how the interest had been worked out... Total BS, and so far, it hasn't worked at all, but it was felt it might be wise to revise the letters to cover this.
Yes, the schedule is basically what the charges are, when levied and what type they were (unauthorised o/d, unpaid d/d, you get the idea).

The templates have gone through many incarnations since the site started, we adapt and improve as we go along.

The OFT paragraph... Well, that's anyone's choice, so far, it has not proved terribly efficient...ok, not at all... mainly because the OFT have totally blanked this blatant attempt to stop us from asserting our legal rights, which I think is a real shame.

:eek: I can't get in to help bookworm , guess it's busy

So if anyone else is trying bear with us for a bit , there is just to many trying at once .

I can't get on CAG either. Does anyone think that now the action against banks is now a widespread known issue due to the ITV show, that the banks will either take much longer with the refunds or, very unlikely, end up not having to pay at all?

Don't get me wrong, I think it's great that most of the nation will know about this now, but I'm worried that those of us that are still in the process might be hit hard by this due to the bank taking a much tougher stance on it from now on.