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Best Cashback Cards Article Discussion Area

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Comments

  • The_Saving_Man
    The_Saving_Man Posts: 224 Forumite
    theloft wrote:
    CITI pulled their 1% rebate offer after a certain number of customers, I managed to get one and am really pleased I did. I have an old BA Amex and this is the Amex problem ! You can't use it in loads of places. Anyway 1% is bettter than all the miles/points etc.
    I've read through a few posts about this card elsewhere, but wondered if someone could clarify if a BA Amex Card is better than a 1% card like Morgan Stanley for someone putting about £4000 on a card per year and who pays off his debt on time every month? Isn't 4000 BA Miles worth more than the cashback? Help!!!
    'Tis the time's plague, when madmen lead the blind
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The_Saving_Man wrote:
    ... Isn't 4000 BA Miles worth more than the cashback? Help!!!
    See Value your existing points. According to Martin, 1 BA mile is 0.71p
  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    grumbler wrote:
    See Value your existing points. According to Martin, 1 BA mile is 0.71p

    However it depends how you use your BA miles. If you get the Prem Plus one (possible to get for £30) and spend £10,000 in a year you get a 2 for 1 voucher to use when you redeem your BA miles. Also if you fly BA quite a bit (like me, once a month at least) and you buy using the BA Amex Prem Plus card you get triple miles on the spend.

    (Also, on a completely unrelated note to this thread, its my 2,000th post, finally!!)
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
  • theloft
    theloft Posts: 1,703 Forumite
    pin wrote:
    However it depends how you use your BA miles. If you get the Prem Plus one (possible to get for £30) and spend £10,000 in a year you get a 2 for 1 voucher to use when you redeem your BA miles. Also if you fly BA quite a bit (like me, once a month at least) and you buy using the BA Amex Prem Plus card you get triple miles on the spend.
    Please tell me what is a Prem Plus card , is this issued by Sky ? Congrats. on your 2000th post ! ( mind you I could say "get a life") He! He!.
    "0844 COSTS YOU MORE"
  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    theloft wrote:
    Please tell me what is a Prem Plus card , is this issued by Sky ? Congrats. on your 2000th post ! ( mind you I could say "get a life") He! He!.

    http://www.americanexpress.com/pes/uk/benefits/ba/ba_amex_premium_plus.cgi
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
  • cymro1170
    cymro1170 Posts: 5,945 Forumite
    1,000 Posts Combo Breaker
    Spam reported
  • talksoncorners
    talksoncorners Posts: 13 Forumite
    Part of the Furniture Combo Breaker
    To save me asking Amex myself, does anyone know if the £20,000 gross monthly income requirement is a standard salary, or can it include extras like overtime? I don't earn £20,000 basic, but I'm a fair bit over when my overtime's added on.
  • theloft
    theloft Posts: 1,703 Forumite
    talksoncorners wrote:
    To save me asking Amex myself, does anyone know if the £20,000 gross monthly income requirement is a standard salary, or can it include extras like overtime? I don't earn £20,000 basic, but I'm a fair bit over when my overtime's added on.
    As long as you earn £20,000 per annum, Amex won't worry. Lots of people's income varies with commission etc. on a monthly basis. Just put down your gross salary e.g. 23K. They won't check with your comppany as far as I know, just your credit rating.
    "0844 COSTS YOU MORE"
  • cyllan
    cyllan Posts: 4 Newbie
    grumbler wrote:
    Egg offer two different credit cards now:
    spacer.gifEgg Card - find out moreorangearrow_8x9.gifspacer.gifspacer.gifspacer.gif
    Egg Money - find out moreorangearrow_8x9.gif

    egg card is a rip off it doesnt give any cashback if you pay full balance.
    i have spent 1000s and i have 20 p cashback after them charging me 20 pounds because i went £4 over my limit.disgusting
    i should be telling everybody in this site but i dont know how
  • cyllan
    cyllan Posts: 4 Newbie
    sorry if it is unrelated but

    egg card is a rip off it doesnt give any cashback if you pay full balance.
    i have spent 1000s and i have 20 p cashback after them charging me 20 pounds because i went £4 over my limit.disgusting
    i should be telling everybody in this site but i dont know how
This discussion has been closed.
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