GE '3%' Cashback Card

bubieyehyeh wrote:

...

Add Caffe Uno to the 3% list if there is a list, and its not 3% on everything.

When I wrote:

Kazza wrote:

they have rounded the purchases down to the nearest pound and paid 3% cashback on it all.

I was referring to the cashback they had paid me, according to my statement. Of your purchases, from major the outlets, may I ask (if you don't mind) which of them have attracted 0.5% cashback?

KTF wrote:

Its a shame they dont have some sort of indicator to show which ones get the full 3% or not on the statements. Trying to work it out from the statement is a bit of a headache.

Since, for me, they've all been 3% so far, it's been surprisingly easy!

Stompa wrote:

So I take it you've found some 0.5% ones?

No I may have phrased it badly, everything has got a nominal 3% so far including caffe uno.

I'm guess everything getting 3% at the moment. So there is not really a list of places that attract 3%.

Lisyloo,
Where does it state that you have to pay it back?

I am not a lawyer but I believe the legal posistion is this.

If a bank (or any other organisation) mistakenly credits you money then they are entitled to get it back.

Your only defence would be if you had made a decision based on that money for example you buy a new car because of the higher bank balance without realising the mistake.
I think this defence is unlikely to be plausible in this case because the amounts of cashback we are referring to are relatively small and wouldn't enable you to make a significant financial decision anyway.

As I said I'm not a lawyer and I can't at this moment point you to the relevant legal documentation but that's my understanding of the legal position in this country.

I don't want to spoil everyone's fun and they might decide not to ask for money back, but it's certainly a possibility that shouldn't be ruled out.

Jon_C wrote:

Don't tell Mr GE but he has credited me with around £120 for using his card to pay for my £4k holiday!

Having said that, I won't be surprised if this overly generous cashback calculation is spotted and rectified before the first biannual payout is due around November.

Was just feeling really pleased after receiving my statement and finding GE had given me 3% on £395 garage bills until I read your biggie! Lets just hope we are all still smiling later in the year.