📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Looking forward - my diary!

1…1213151718…29

Comments

  • benbenandme
    benbenandme Posts: 12,363 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have fun house-hunting marc, you've done a fantastic job this month :beer:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    I've just been lying in the bath, thinking over my finances and how my additional income will affect them (scenario's including hitting my AQA target of ~£300 per month, getting my salary increase, not getting increase etc...) and even in the worst case scenario, things are looking rosy :D


    I need to have a proper sorting out session, probably over the weekend, getting all of my paperwork and accounts into some sort of order - so I can sit down with it all and see exactly what I have got, haven't got, may have and won't have etc. Hopefully then I will be in a better position come Monday to know which of the properties I am viewing I will be able to manage comfortably, whilst still having enough money to live well and save for the future.

    I'm looking forward to following the bank charges test case with interest, as whilst I have already reclaimed all of my own charges (before the test case began), I am still doing so for my mum - and they are quite substantial.
  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    benbenandme wrote: »
    Have fun house-hunting marc, you've done a fantastic job this month :beer:
    Thanks Benben :)

    Really looking forward to looking around that 'swanky' new development now :p I've deliberately put off going for a viewing until I heard about AQA and also my money at work, as I didn't want to raise my hopes too much...

    Wish I could have a :beer: to celebrate, but I'm in work in the morning :( and anyway, with this flippin' cold I wouldn't be able to taste it anyway! :rotfl:
  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    I guess my next question would be, anybody know of any cheap furniture suppliers?

    Obviously will be hitting eBay, freecycle and local car boots etc when the time comes, however I'd like to be able to take a look around now and get an idea of what I'll likely have to spend. Even though I may have a little more money to play with, I'd like to spread what I have as far as I can.

    I'll be keeping my eye on any sales (Argos, Tesco, Ikea etc.) but would still welcome any idea's. ;) In particular, I'm going to be needing the larger utility items such as a bed, sofa (s), storage and the like.
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    marc. don't know if you get it in Warrington but we have a free weekly (friday) ads paper called Buy Sell with loads of stuff for sale. Also the Halton Haven Charity shop in Old Runcorn has furniture for sale upstairs. Enjoy bargain hunting.
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    Ellidee wrote: »
    marc. don't know if you get it in Warrington but we have a free weekly (friday) ads paper called Buy Sell with loads of stuff for sale. Also the Halton Haven Charity shop in Old Runcorn has furniture for sale upstairs. Enjoy bargain hunting.

    We do get the Buy Sell, however there never seems to be much different to what's in the Guardian (and the Weekly News).

    Thanks for the tip re HH shop though - I didn't know they did furniture too! St Rocco's have a furniture place too, so It'll be worth checking them out.

    Argos seem to have a couple of cheap clearance bits left, so I might grab myself a couple of bargains before my gif card expires ;)
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Iv'e noticed that my parents, who live in Runcorn, get a Buy Sell but it's not as good as the one we get, the Mid Cheshire. There are different editions for different areas. Anywhoo shouldn't you be looking after your cold and be in bed by now. Consider yourself told off (in a nice way !)
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    Ellidee wrote: »
    Iv'e noticed that my parents, who live in Runcorn, get a Buy Sell but it's not as good as the one we get in Frodsham. There are different editions for different areas. Anywhoo shouldn't you be looking after your cold and be in bed by now. Consider yourself told off (in a nice way !)
    Yeah, I've noticed that, the Widnes Buy Sell is better than the Warrington one :rolleyes:

    I am in bed, but still browsing :D

    Just trying to work out my tax situation now with AQA :cool: I'm quite well up on tax law and regulations, but I'm trying to devise the most MSE way of dealing with this income. Please read this as planning tax avoidance not evasion :rotfl:
  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    I'm going to take advantage of my 4 day 'break' from work to try and have a proper sort out, as well as going flat hunting.

    It seems stupid to take loads of c**p with me when I do move, and I have to confess to being something of a hoarder - so this weekend I'm going to try and get rid of anything that I really don't want or need. Loads will go onto eBay and freecycle, and any real rubbish will go to the tip (as the bin's already full :rolleyes:).

    It's my clothes that are going to be the problem - I really do love clothes shopping for bargains (yeah, I know, a man that loves shopping :eek: ) and have accumulated quite a collection - especially a year or so ago when I was earning very good money and had more to spend. However, I really don't need most of it, so it's got to go. I think I must have in the region of 40 shirts, most of which never see the light of day :( so I'm aiming to reduce to 20 (as I do wear a shirt every day for work, so need a few). I also want to get rid of some jeans - a fair few pairs are now past it, so will be going in the bin. Realistically, I only need 4/5 pairs as I only wear them couple of times per week.

    I do have a couple of designer bargains, so may be able to raise a few quid by selling them, if I can bare to! :rotfl:

    Aim for the weekend - to be able to fit my clothes into 1 wardrobe, and one small chest of drawers - which I do not think is unreasonable!

    Spending today was £1.50 towards a leaving/birthday present for a colleague, and £30 for a coat :o (yes I know I was naughty, but it's nearly £300 worth of coat!!! and it's lovely :) )

    We had a big team meeting in work today, where it was announced that our manager (the one who was causing so many problems) will no longer be our manager. ;)
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i was wondering how you were when you hadn't posted. Hope your cold is getting better. Good luck with the declutter and flat hunt. You must be really looking forward to sorting everything out and hopefully moving. Great news about that Manager too. Really pleased everything is working out for you. Enjoy ! X
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture