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Right, time to sort out some sort of to do list for the weekend.
Do as many washes as possible Four lots done
Clean kitchen
Plan year 7 lessons
Plan year 8 lessons
Plan year 9 lessons
Plan year 10 Core lessons
Plan year 10 Additional lessons
Plan year 11 Core lessons
Plan year 11 Additional lessons
Clean desk
File invoices
It's just a get through as much as possible list rather than a MUST do list. I'm really struggling to think of anything else I need to do to be honest.
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
Ok more washing on the go....
Waiting for BT to call back about the phone and internet - setting it up for OH and moving things around for me. I'm REALLY hoping they won't charge us the £122.50 service charge for setting up DH down there.
Once this is sorted I can get my shower and crack on with school work. I'm not doing anything major but just going to try and get organised with what I want to do the first week back and equipment orders. I'll have Friday to do some more as well because DH has to go on his speed awareness course!
I've sorted out the TV licenses this morning as well! And the gas and electricity meter readings (£68 in total - but I have been ill 3 weeks out of this billing period - so the heating has been on more than I would have liked).
Had to by a new charger for my laptop as well...£34. ARGH!
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
The Following 2 Users Say Thank You to twinklie For This Useful Post:Show me >>
Isn't it a pain that we use half-term to do school work! I've got 7 weeks session plans and resources to do this week, but once done I can relax for a bit!
Mortgage overpayments since 21.9.09 £131.79
Sofa savings £1322 / £93.98
Mortgage Oct 07 £119,690.94 Now £115,418.77
blog: http://seasidestrider.blogspot.com/
The Following 3 Users Say Thank You to evab For This Useful Post:Show me >>
Well, I've done NO school work. Most of it is going to get done on Thursday night/Friday daytime I think. The only time BT can get an engineer to go to the flat is on Friday. DH has to be back here then for a speed awareness course...so I'll be stuck in the flat alone all day waiting for the engineer.
Perfect time for school work me thinks. Still, should mean DH gets phoneline by Friday and internet by Monday! All being well.
My friend has really upset me. I put on facebook about how I was cheesed off that my day hasn't gone to plan - got no school work done because I've been on the phone all day sorting stuff out for DH and tidying/washing etc.
She put "Oh the torment of having half term off to do all your jobs! Us mere mortals have to squeeze them in as and when!"
I'm speechless. You might not get it if you don't teach....but if you do....surely you understand my anger. This is from a close friend as well. Normally I laugh at comments like that but from here - it hurt!
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
The Following 3 Users Say Thank You to twinklie For This Useful Post:Show me >>
I don't usually get half-term off as I'm not a full-time lecturer so this is my normal annual leave but some people really don't get how long it takes to prepare a lesson and all the materials, then mark the course work and do all the other admin that goes with the job! I'm sure she doesn't have half as much to plan in her job therefore her holiday is her own.
Blah to her, try to ignore and stick with those who know how hard you work and whilst still recovering from illness xx
Mortgage overpayments since 21.9.09 £131.79
Sofa savings £1322 / £93.98
Mortgage Oct 07 £119,690.94 Now £115,418.77
blog: http://seasidestrider.blogspot.com/
The Following 3 Users Say Thank You to evab For This Useful Post:Show me >>
Thanks evab! I feel much better now I've had a rant. I'm having most of this week off for a change anyway - can't send DH off without spending some time with him! I need to have a look at my MA assignment as well! Boo!
Might just call anything school related a day today before I even get going... I'm just not in the mood now!
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
The Following 2 Users Say Thank You to twinklie For This Useful Post:Show me >>
Twinklie, just to say I get it. I have never had to work so hard since becoming a teacher and holidays are awful as all the planning is lurking over you for the whole time unless you do it in the first few days. Also, as you work so hard during term time, missing lunch breaks etc and of course school begins for most between 7.30 and 8 and then there is the marking, that when the holidays finally arrive your immune system is kaput and you catch everything that is going. I think I have the flu.
You know what my pet hate is? It's money saving parents who think they will take their little ones away during term time because it's cheaper! Teachers just do not have the option to go outside of term time - you realise that this is just me being jealous would love to go and spend the money on a cheap holiday during term time! I fully understand why parents do this even those that are earning 3 to 4x our salary.
Anyway, I won't complain about the salary and the fact that previous experiences etc aren't taken into account when you join the profession later in life
Beg MFW 20.4.09
Beg MFW mortgage o/s = £241,000 Current M os = £237,051.35 Beg MFW Int Rate= 4.89% Current Int Rate = 1.49%
Beg MFW Int being paid = £982.08 Current Int being paid = £295.71
Savings Beg MFW = £1826 Current Savings= ISA - £3600, Saver acc = £2400
Invest ISA Beg 30.3.09=£15334 Value as of 15.10.09 = £22248.01
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Awwww....guys. Thanks for sharing your woes with me. Makes me feel like I'm not alone!! Although Annie your workload sounds slightly more horrific than mine!!!! But then if your KS2 maths co-ord you'll get paid more anyhoo
I love my job and wouldn't change it for the world BUT....I might give it a few tweaks here and there! Still, I'm having a few days to spend with my husband before I can only see him 2 days a week!! I can't believe that my "friends" can't understand why I want to spend time with him this week - given I'm off as well!!
Odd. I really don't get people sometimes!!!
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
The Following 2 Users Say Thank You to twinklie For This Useful Post:Show me >>
REALLY!!!! That SUCKS! How the bloody hell have you managed to get into that position then??? Its rubbish. They really will suck you dry in teaching won't they!!
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
In my primary school KS2 and 1 co-ordinators for Maths and English don't get paid either. Apparently there is no extra money for the SEN co-ordinator either as we are a fairly small school. However, co-ordinating a subject takes just as much work whether in a small or large school or so I would've thought.
Beg MFW 20.4.09
Beg MFW mortgage o/s = £241,000 Current M os = £237,051.35 Beg MFW Int Rate= 4.89% Current Int Rate = 1.49%
Beg MFW Int being paid = £982.08 Current Int being paid = £295.71
Savings Beg MFW = £1826 Current Savings= ISA - £3600, Saver acc = £2400
Invest ISA Beg 30.3.09=£15334 Value as of 15.10.09 = £22248.01
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
The Following 2 Users Say Thank You to twinklie For This Useful Post:Show me >>
We might have had the same mortgage total a while ago but you really are beating me now I am hoping for my mortgage to be near £45K by the end of the year.
But you're paying far less interest each day aj!! It's all swings and roundabouts.
Work is hard work. Nothing in particular has happened BUT I'm just so tired. Mind you, moving my OH down to Wales last week has really taken it out of me as well...soooo much cleaning and running around! Still, it's done now - he's all sorted.
Doesn't help that I had a meeting and two mystery shops to do after work really though.
My personal finances are rather shot though. I'm going to be into my overdraft this month and quite possibly next month! Doh! But I wanted to make sure he had everything he needs. I'm too soft.
Right, it's performance management time tomorrow and then I have the class from help P4 and 5!! 2 hours of year 10 with 2 of the worst kids in school in the same class!! Nice. Honestly, I can't wait to get it out of the way...it's my nightmare lesson of the week! Boo!!
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
Last edited by twinklie; 02-11-2009 at 9:59 PM..
The Following 2 Users Say Thank You to twinklie For This Useful Post:Show me >>
Twinklie
I find this time of year really tiring with the reduced daylight hours; May and June I can be bright as a button at 2300 and awake again at 0330 some mornings, and no problem getting up at 0500. This past week or so has been more difficult - maybe I should hibernate
Hope you get through those classes ok and think of the good kids there who will benefit from the time.
Mortgage: 10yr June 2006 £32.5k remortgage. Now Offsetting 100% (10/10//09) Overpaying 171.97% Expected Repayment: Feb 2010 9 yr 8mnths early cf 25 year original term
The class was as rubbish as I thought it would be. But it's done now and I've already planned the lesson for next week! Phew! The work day is a bit of a funny one tomorrow as well. So P1 I have yr 11 who are revising for their mock, P2 the student teacher is doing (yey for not being an NQT now so I can have students), P3 is my yr 10s (nicer class), p4 I should have yr 11 but they have an exam! Woop Woop! And p5 I'm on an in school course! YEY! EASY DAY (she says).
I'm so tired I think I'll toddle of for bed soon...before my sense of humour runs out! ha ha.
MFiT-T2 No. 130 Reduce Mortgage to under 29K by 12/12/12
Mortgage (MFD Oct 2024 Jan 2019 - aim Oct 2017) : £39,877.33 (Nov 09)
Car ins and loan: (March 09- £8588.40/Nov 09 £7'133.68)
Total debt: £47'011.01 (November 09).
Hope you slept well twinkle and felt more refreshed today, how did it go?
£200 a Month Grocery Challange. £82.09 Jan £102.76 Feb £246.38 Mar £273.04 Apr £67.28 May £120.43 June £157.98 July £250.62 Aug £167.10 Sept £97.46 Oct
OP Fund - £3,690.00
Live on £5k a Year Challange - £806.69 left!
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