PPI Reclaiming Discussion part 4

mrsright21 wrote: »

Bowater Home Improvements Ltd and if i got it right they were trading as part of Zenith Staybrite.Only one of them limited..I believe Bowater were manufactors because after we did all agreement with Zentih our windows were made with Bowater..
Sorry its confusing

I have added a bit more to my last post to you above.;)
If you just mention the companies name to the FSCS, they will then rectify this to you, let us know if you don't mind, so we can check on other directions here, think we need to rule this out first with the FSCS and take it from there.;)

mrsright21 wrote: »

Bowater Home Improvements Ltd and if i got it right they were trading as part of Zenith Staybrite.Only one of them limited..I believe Bowater were manufactors because after we did all agreement with Zentih our windows were made with Bowater..
Sorry its confusing

neither had a consumer credit licence, so they would be the brokers so to speak, you will need to dig out our agreements and find out who the insurer and finacier was.

Deano8123 wrote: »

MICRO LOANS/ICF LOANS

Hi has anybody had loans with this company?

just want to know as i beleive they might have go into administration?

is there anyway i can reclaim against them?


HFC

Whats peoples experiance with them?

Had a loan with PPI before they got fined, would it be likely that i would of been mis-sold before the timeframe ?

*********************************************************************
Sorry for rattling on but i beleive that all the loans that i've had over the years have had PPI mis-sold from lack of knowledge when it comes to fiancies espcially has these loans have been take out at a very young age 17/18 then just consolidated loan after loan year after year.
I now find myself in a great a great deal of debt and believe i would be in less debt if PPI was explained thoroughly and i could of made a informed choice!!!

now would just like to try and claw some back ! with alittle bit of advice and luck!!

again sorry for rattaling on!!!

Cheers Deano!!:beer:

I C F LOANS LIMITED
187A FIELD END ROAD
EAST COTE PINNER
MIDDLESEX
HA5 1QR
Company No. 04172715

Still Trading - Well not in Liquidation according to Companies House..

However Consumer Credit Licence has lapsed.

Licence Number:0502773
Licence Status:Lapsed on 27/04/2006

Current Applicant / Licensee:

Business NameCompany Registration Number I C F Loans Limited4172715

Categories:

Consumer credit Consumer hire Credit brokerage Debt adjusting/counselling Debt collecting

Right To Canvass Off Trade Premises:Yes


Issued Date: 28-Apr-2001


Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

NamePosition David Patrick HoggardOFFICER John Downie BairdOFFICER

Historic Individuals that run the organisation:

NamePosition Jeffrey FlitcroftOFFICER

Nature of Business:

Other

Current Address(es):

Address TypeAddress Principal Place Of BusinessZealley House, Greenhill Way, Newton Abbot, Devon, TQ12 3ZH Registered Office1, Brook Street, Macclesfield, Cheshire, SK11 7AA

Historic Address(es):

Address TypeAddress Principal Place Of BusinessZealley House, Greenhill Way, Newton Abbot, Devon, TQ12 3ZH Registered Office1, Brook Street, Macclesfield, Cheshire, SK11 7AA Registered OfficeTelevision House 10/12, Mount Street, Manchester, Lancs, M2 5NT Registered OfficeZealley House, Greenhill Way, Newton Abbot, Devon, TQ12 3ZH

312889 - ICF (Home Loans) Limited
Current status: Authorised Effective Date: 31/10/2004 Tied Agent:
Undertakes Insurance Mediation: Y Registered under Money Laundering Regulations:
Address: Melton Business Park
2 Redcliff Road
Melton
East Yorkshire
HU14 3RS
Phone:
Fax:
Email:
Website:
44 01482 579 469
44 01482 579 468
[EMAIL="neil@kennetticf.co.uk"]neil@kennetticf.co.uk[/EMAIL]
www.icfhomeloans.co.uk

FSA REGISTERED

then go after GEMoney

Incipience wrote: »

I C F LOANS LIMITED
187A FIELD END ROAD
EAST COTE PINNER
MIDDLESEX
HA5 1QR
Company No. 04172715

Still Trading - Well not in Liquidation according to Companies House..

However Consumer Credit Licence has lapsed.

Licence Number:0502773
Licence Status:Lapsed on 27/04/2006

Current Applicant / Licensee:

Business NameCompany Registration Number I C F Loans Limited4172715

Categories:

Consumer credit Consumer hire Credit brokerage Debt adjusting/counselling Debt collecting

Right To Canvass Off Trade Premises:Yes


Issued Date: 28-Apr-2001


Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

NamePosition David Patrick HoggardOFFICER John Downie BairdOFFICER

Historic Individuals that run the organisation:

NamePosition Jeffrey FlitcroftOFFICER

Nature of Business:

Other

Current Address(es):

Address TypeAddress Principal Place Of BusinessZealley House, Greenhill Way, Newton Abbot, Devon, TQ12 3ZH Registered Office1, Brook Street, Macclesfield, Cheshire, SK11 7AA

Historic Address(es):

Address TypeAddress Principal Place Of BusinessZealley House, Greenhill Way, Newton Abbot, Devon, TQ12 3ZH Registered Office1, Brook Street, Macclesfield, Cheshire, SK11 7AA Registered OfficeTelevision House 10/12, Mount Street, Manchester, Lancs, M2 5NT Registered OfficeZealley House, Greenhill Way, Newton Abbot, Devon, TQ12 3ZH

312889 - ICF (Home Loans) Limited
Current status: Authorised Effective Date: 31/10/2004 Tied Agent:
Undertakes Insurance Mediation: Y Registered under Money Laundering Regulations:
Address: Melton Business Park
2 Redcliff Road
Melton
East Yorkshire
HU14 3RS
Phone:
Fax:
Email:
Website:
44 01482 579 469
44 01482 579 468
[EMAIL="neil@kennetticf.co.uk"]neil@kennetticf.co.uk[/EMAIL]
www.icfhomeloans.co.uk

FSA REGISTERED

Thank you very much for this!!!:T:T:T:T

which address would you recommend i send my claim to?

Thanks again