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New Lloyds Club current account

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  • a&akay
    a&akay Posts: 526 Forumite
    mrchagle wrote: »
    Well just applied for my 2nd one.. went to main TSB homepage and applied there. So now I have *2 Plus accounts and my original enhance accounts all listed nicely on my online banking.

    Now... when I go to 'upgrade' one of my enhance accounts, it seems to flag that I can upgrade to the Classic Plus accounts -- Surely not... not three?

    Anyone else had this....?

    Despite this being a Club discussion, this is available on all 3 of my Enhances even though I've got the 2 Pluses already. Why you would want to when you can get 3%ish on £5k on the former and only 4%ish on £2k on the latter is a no-brainer if you've got the savings available. It's a no.
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    Archi_Bald wrote: »
    I also opened the Monthly Saver since it is one of the best in the market. Going to feed that one with an SO from the Club current account, starting Tuesday (hopefully). I was positively surprised they let me set up an SO to be actioned in just 2 days time.
    I opened a Monthly Saver as well but, when I went to set up the SO, the site didn't list it amongst my accounts.

    I did try logging out and back in, I'll try again tomorrow.
  • masonic
    masonic Posts: 27,367 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    a&akay wrote: »
    Despite this being a Club discussion, this is available on all 3 of my Enhances even though I've got the 2 Pluses already. Why you would want to when you can get 3%ish on £5k on the former and only 4%ish on £2k on the latter is a no-brainer if you've got the savings available. It's a no.
    Given the rate on the Lloyds Vantage accounts will be slashed in July, I'd be surprised if the TSB Enhance accounts will survive much longer. I wouldn't switch immediately (well, maybe I would as I'm not saving large amounts of cash), but it would be very useful if it could be done in the future.
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Biggles wrote: »
    I opened a Monthly Saver as well but, when I went to set up the SO, the site didn't list it amongst my accounts.

    I did try logging out and back in, I'll try again tomorrow.

    mine is the same, when i select to set up a standing order to my new monthly saver all other accounts are there except the new monthly saver. I am guessing it may need to update the system over night. It is the same wether i try to set it up from my new club account, my three older vantage accounts, or my "main" (gold) current account.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • bob792
    bob792 Posts: 112 Forumite
    Part of the Furniture 100 Posts
    Biggles wrote: »
    I opened a Monthly Saver as well but, when I went to set up the SO, the site didn't list it amongst my accounts.

    I did try logging out and back in, I'll try again tomorrow.

    This happened to me as well. It only listed my current accounts. I set the STO up ok by treating it as an external account. I don't think it will be any easier tomorrow as I think it is designed this way. There was a warning on the application screen and my existing Monthly Saver wasn't on the dropdown menu either.
  • Gers
    Gers Posts: 13,203 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I opened one of these online but have to take documents into a branch. :T. Rang them as I have six accounts with them already one of which dates back 33 years. The agent couldn't help today so need to ring tomorrow. Think it may have been because I put in a wrong postcode (just moved house). If they think I am going to take a day off work and travel 155 miles into my original branch in England I may have to have a long scream.

    Things we do to scrabble around for interest.
  • Chorlie
    Chorlie Posts: 1,029 Forumite
    Part of the Furniture Combo Breaker Photogenic
    bob792 wrote: »
    This happened to me as well. It only listed my current accounts. I set the STO up ok by treating it as an external account. I don't think it will be any easier tomorrow as I think it is designed this way. There was a warning on the application screen and my existing Monthly Saver wasn't on the dropdown menu either.

    I've just done the same, its due to go through tomorrow (31st); will it complete tomorrow or will it take 3 days, if it does go through tomorrow that could mean an extra £400 worth of interest over the year because you could amend the Standing Order so another payment is take a few days into April.
  • Harveys_2
    Harveys_2 Posts: 217 Forumite
    Could I ask if the 1500 can come from a LLOYDS vantage account?

    Thank you.
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    Harveys wrote: »
    Could I ask if the 1500 can come from a LLOYDS vantage account?
    It can come from absolutely anywhere.
  • Harveys_2
    Harveys_2 Posts: 217 Forumite
    Biggles wrote: »
    It can come from absolutely anywhere.

    Thank you !
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