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Turn off the engine, reduce emissions
Dear Forum members, I know that people do care about it in Switzerland, but not in the UK. I often see people who unnecessary idle their engines while waiting, talking, smoking, phoning... I am not sure where to start raising people awareness. I am not a "just stop oil" activist, but let us show that we do care of our…
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MSE News: Buy now, pay later regulation shelved by Government, says report
Plans to give buy now, pay later users much-needed new rights and protections should not be scrapped, MoneySavingExpert.com founder Martin Lewis has urged today (Monday 17 July). It comes as a report has emerged that the Government plans to delay the introduction of vital new laws. Read the full story: 'Martin Lewis urges…
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SERPS AND DUTY OF CARE
At some point in the 1980's people were given the option to opt out of SERPs.SERPs was a voluntary scheme by which you made additional NI contributions to the state pension.Like many others I was in a company pension and making the SERP additional payment.From 1988 we were allowed to put that additional money into either a…
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Is there a current campaign to stop ensured requests for feedback from companies?
I can opt out of newsletter type emails for most companies but get lots of unwanted requests for feedback from companies I've ordered from and from carriers that deliver the parcels, plus requests for reviews for public forums like TrustPilot. Sometimes I receive several reminders before I've even received the item. This…
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Older people, especially with hearing problems having to Phone companies as emails are No reply
I have lost 70% of my hearing am 83, I can hears sounds easily, but having to phone nearly every company now is a big problem have loud Tinnitus, using phones is a nightmare for me, by the time i workout the first words, the rest of the i do not understand , its a farce, have a problem hearing the 4 or 5 options, then…
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Cheap but unhealthy footwear.
Because of certain budget footwear I ended up at the doctors and discovered the answer lie in the hidden planned obsolescence in the heel of my shoe. My heel got progressively more painful and I now know what to look out for in a shoe/slipper. If you press down hard on the heel (from the inside) you may well feel some…
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DVLA CAR TAX
During this time of monetary pressures is it fair that car tax is paid twice for any given month in full, once by the previous car owners and once by the new keeper regardless of purchase date ? Why is not simply rounded up to the end of the month and then.taken over. I'll tell you why , the government DVLA GET PAID TWICE…
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HMRC Charging Excess Tax for State Pensioners
I believe that HMRC are charging excess tax for State Pensioners. Occupational Pensions, and any salaried employment whilst in receipt of pension income, are generally paid monthly and PAYE tax is assessed for each of the 12 x monthly payments (month 1 to month 12). All P60’s from these income sources correctly records the…
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Financial Education (part 2)
I have now written a second report on financial education and literacy following a second research survey and having more ideas and finding more information. Hopefully this one will be just as (if not more) successful than the last! http://motorsportcarsandmore.car.blog/2023/06/02/financial-literacy-education-report/
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DVLA CAR TAX
During this time of monetary pressures is it fair that car tax is paid twice for any given month in full, once by the previous car owners and once by the new keeper regardless of purchase date ? Why is not simply rounded up to the end of the month and then.taken over. I'll tell you why , the government DVLA GET PAID TWICE…
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Our Council tax that pays INTO private pensions
When as a local councilor I was apaulllled at the amount of tax we pay for council staff Private Pensions. We pay 16% of our council into their private pensions. No one paid into my pension. Council tax is for public services...Not for personal greed.
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Financial Education in Schools
I’m currently a secondary school student in the UK who has produced a report on financial education in schools which has today been featured in The Times. Obviously financial education is a very pertinent issue on MSE and is something I have become passionate about recently too. What does everyone think?…
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Cost of living and profit
I don't know where this belongs, it's a question............I left school at 15 so not as clever as you lot so I have a question..... There is a cost of living crisis because everything is going up so the government is going to raise the interest rate to try to control it. But it's going up because the makers of stuff (or…
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Online Safety Bill
Couldn't see any discussion on this. I’d appreciate your thoughts on the online safety bill - specifically the open letter below... https://blog.whatsapp.com/an-open-letter There isn’t a way to change it in just one part of the world so we may end up having WhatsApp blocked.. Some countries have chosen to block it such as…
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Local bank closing
After watching recent videos on a YouTube channel it was inevitable that my local bank branch is closing in July and although I don't go in there much is was just nice to have a branch around the corner from not just me but a lot of oap's used this as well, so now I/we have to go into the city centre to do any over the…
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Credit Reference Agencies NEED greater Independent control.
They are a Law unto themselves and consistently stonewall any corrections that they are made aware of. Are any of you having similar issues? Let's get together. There is strength in numbers. I have had enough. I am looking to sue them and demand compensation. Let me explain:- I have major issues with all four Credit…
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Make energy suppliers pay interest on Direct Debit monies in accounts
Recently had struggle with my energy supplier to refund me back some of excessive monies in my account in the end had £500 refunded back still leaving plenty with future DD’s to cover next bills. Got me thinking of how much money energy supplier companies are holding in peoples accounts must be billions and the money they…
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PAYG charges levelled
So thats a great result and its interesting to see how some energy companies are now promoting PAYG meters as an optiontional method of payment for supply. I pay my bill monthly by card payment. I would now like to see users like me charged at a level rate too. We pay a premium on each unit used for this I believe this…
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Petition inquiry into private parking industry conduct and practices
This industry refuses to acknowledge and accept responsilbity for their past and present failings and continues to cause misery and financial difficulties for many motorists. Please support my petition if you agree Many thanks petition.parliament.uk/petitions/621695Hold a public inquiry into the private parking industry's…
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MSE News: BNPL regulation confirmed – but vital protections still won't be in place for months
Draft laws which will bring buy now, pay later services into regulation and give borrowers crucial rights and protections, have today (14 February) been published by the Government. But the new rules, which will be overseen by the Financial Conduct Authority, won't come into effect for at least several months. Read the…