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Help With Student Loans - HERE!
Hey, i have alot of Knowledge of how the student loans procedure works. If anyone needs any help, i can advise as much general info. Obviously i cant divulge into specifics due to Data Protection and the fact that i'd get fired, but anything i can help with, just let me know.
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The Great 'Student Discounts' hunt
How about having a great student discount hunt with the new term coming up - hopefully I will qualify for them then as I am looking to do a hunt and it would be useful to have all the discounts in one place _________________________ Note from martin: I love this idea and have therefore adopted it and made it an 'official'…
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MSE’S ‘Academoney’ support discussion thread
DIWEDDARIAD Mawrth 2021: Mae cwrs ‘Academoney’ bellach wedi’i gyfieithu i’r Gymraeg. Cofrestrwch i gwblhau’r cwrs yn Gymrae yn fan hyn, ac am fwy o wybodaeth, gwelwch stori newyddion ddiweddaraf MSE. UPDATE March 2021: The ‘Academoney’ course has now been translated into Welsh. Sign up to do the course in Welsh here and…
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New to the Student MoneySaving board? Start here
👩🎓 Some Forum threads you may find useful: * The great student discount hunt * ‘Should I repay my post-2012 student loan?’ discussion * 38 and going to Uni! * Old Style recipe index * The cleaning recipe index Seen any more good student threads on the Forum? Let us know! 💬 🎓 More relevant student content from…
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loan instant repayment
I'm wondering if any one knows of anything similar to this situation: our son is in his final year at uni - he's had letters and emails from Student finance to say that his loan for 2021/22 should have been zero and they want the full £9488 repaid as soon as possible. He subsequently received further communication from SF…
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Student loan repayments for a loan I've never had
Hello, I hope someone can advise. For the past 2 months my employer has been making deductions for a student loan, however I have never studied in my life. I have contacted HMRC who advised to speak to the SLC and when I spoke to them they said they had details of an account in my name, however can't give me details as I…
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Student loan plan 5
Hi I’m like for any advice or thoughts to think about on my issue. For context I am A-level student studying physics maths and business expecting straight A’s. I will be completely a 4 year Physics MSci course with an industrial placement next academic year at Bristol university . My grandfather has offered to pay for all…
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Studying a Masters abroad
Hi, I am trying to find out if there is any funding , and student loans or grants for studying a masters abroad, I live in Scotland and have just finished my degree any pointers gratefully received!
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Is it cheaper for high earners abroad to go on the non-compliance rate?
Question is about living abroad and having a plan 2 student loan which has been being repaid every month for the last year and have been asked to provide information for the annual review. My son and I notice that if he does not provide my employment information, he will get charged a 'non-compliance' interest rate and it…
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Interest added after paying off student loan
Hay all I paid off my plan 1 student loan 27/2/23. I had a confirmed direct debit payment plan for the last 11 months of the loan to ensure I didn’t over pay via PAYE. At the end of the 11 months SLC stopped taking any payments as per the plan. I have not had a statement in the post since 2022 and assumed this was because…
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Means testing - Salary sacrifice
Hi I paid into a pension via salary sacrifice. If my child applies for a maintenance student loan, then do I have to declare the money put into salary sacrifice pension? thank you for any help
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No Student Loans to do an MA for over 60s
Hi, I’m 62, in receipt of UC and have just been offered a place at the RCA to do a Photography MA. Looking at Student Loans England, they say that over 60s can get a loan for undergraduate study but not for postgraduate (i.e. MA). Gobsmacked! How is this fair? Tried looking at scholarships and bursaries, but a mind field…
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Being pursued by student accommodation landlord despite never living there or having guarantor
Hi I have previously posted about this but I has been a while and I have only recently been able to gather the information requested I'm hoping someone can't give me some advise regarding an issue my son has. He was attending Winchester University and living on campus for the first year of his degree. Near the end of the…
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Parents in England expected to contribute up to £15,000 a year towards children's uni living costs
Parents and carers in England have to contribute up to £15,127 a year in order for their children to have a minimum acceptable standard of living at university, according to a major new report published today... Read the full story: Parents in England expected to contribute up to £15,000 a year towards children's…
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Partners income in applying for a maintenance loan
I have been living with my partner for just over a year. She is on minimum wage, I am fortunate that I earn enough that our combined incomes take us to the point where her son who hopes to go to Uni next September will only qualify for the minimum maintenance loan. His father is also a high earner but has said that he will…
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Being pursued by student accommodation landlord despite never living there or having guarantor
Hi, I'm hoping someone can't give me some advise regarding an issue my son has. He was attending Winchester University and living on campus for the first year of his degree. Near the end of the first year he decided he was going to live off capmus in the second year and found accommodation from a landlord who got him to…
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Error on MSE webpage
Whilst updating myself on current Student Finance matters I noticed the following on the MSE site: moneysavingexpert.com/students/student-loans-repay/ Graduate Ivor Gudjob has £10,000 of student loan debt at 5.5% interest. He's debt-free and has £5,000 saved up. His choices are putting the money towards his loan, or saving…
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Guide discussion: Plan 5 student loans
This is the place to discuss our new guide on 'Plan 5 student loans'. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.'
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Camp America - wages paid onto a Cliq Card
Has anyone received US wages via a Cliq card? How did you transfer the money into your UK bank account? Only solution I’ve found so far is to open a Revolut account and move the money from Cliq to Revolut then to my UK account.
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Student Loan Refund Request confusion
I finished repaying my Student Loan in 2016. I completed and submitted a refund request to Students loan and they replied with the below response which has confused me. I am hoping someone here can explain why they would take back a refund I am owed if I go ahead and ask for it back when I do not owe SLC(okay apparently…
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Maintenance loan different for two siblings
Has there been a change in the expected parent contribution? My son will be in his third year in September and will receive £5877 my daughter starts first year in September and will receive £5084 these are both based on the exact same details put down for my earnings?
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Student loan repayment gov.co.uk
I currently have about £1800 to pay off. I had started to keep an eye on my balance monthly to calculate the interest in real time (£ not %) and then to decide weather I should pay off this before interest free credit card. I think approx £10 per month is interest. Whereas if I only paid minimum credit card off per month,…
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Uni finance advice needed
My son Child trust fund has just matured and is plannyon using it for driving lessons so Transferring to his bank saving account to use as and when needed does he declare this in his application for uni finance ,first year at university?
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Student Loan Interest
Does anyone know how the interest is calculated on a student loan? I still paying off mine, Plan 1 (England). The interest is 6.5%. Wondering how long it will be before its paid off. Thanks.