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For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
I have some silver bars that have been held for many generations and simply kept in the loft as it is passed down the generations. I plan to sell it soon but I am wondering how the tax for the capital gains is handled in situaitons like mine where its simply been passed down, no original purchase price is known at all etc?
Hello all you lovely frugal people. For the first time in my life I have have the option of using some savings to offset against my mortgage and I wanted to run something past you all to see if I have misunderstood or over simplified things (very possibly). A quick overview of my position. 5 Years ago I took some extra…
We set up bare trusts for our grandchildren back in 2013 and now wish to sell the shares in the one for our oldest grandson, he is 19, so that he receives the proceeds. The shares are all in a single children’s investment plan and bought over several years, how do we, or he, calculate and deal with any CGT due?
Hi! this is a bit random but need an email address to contact BofS. I am secretary of our local Bowling Club and the Club's accounts have been compromised - it is now a Police matter - despite having accounts that needed multiple signatories they were allowed to be amended to one person having sole control of them online.…
Something I’ve been considering for some time, not a knee jerk reaction. I’m 75 and with our existing financial set up, my Estate would be subject to IHT under current rules. Small SIPP would increase IHT from April 2027. Rather than possibly make things worse, I want to take professional advice. How do I find a suitably…
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How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
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