In it for the long haul

Wishful01 · 14 December 2019 at 1:07AM

Day 12 NSD's yesterday just missed posting in time as been really busy.

Payment made to Fashion world so that's debt number 1 gone :j:j:j I am so happy I'm definitely going in the right direction fr a change (at long last).

Not a lot to report today just been busy with work and sorting out DD's room with her so a pretty quiet day here.

Wishful01 · 14 December 2019 at 7:28PM

Did my weeks meal plan today and went to Aldi shopping for a change. Also had a look round the market and they were selling snack food my daughter likes cheap so grabbed a bargain.

I got my brother and his girlfriends Christmas present so I’m finally completely finished and wrapped. I’m looking forward to time off and time to relax.

Now hopefully I’ll get a good few more NSD’s

Blackcats · 15 December 2019 at 8:21PM

Wishful - just popping in to say you are doing so well and your self-discipline and attitude to watching the pennies is inspiring.
Now that your first debt is gone you will feel the benefits of snowballing.
You have your goal of home ownership to keep you motivated on your journey.

Wishful01 · 16 December 2019 at 12:59PM

Thank you black cats

I’m trying so hard this time. I really want to be able to buy the house with DD in the future, all my money is being budgeted to the penny now, which is a first for me. I’m amazed how much extra money you realise you have when all the money is accountable.

Yesterday was a NSD and so will today be so I’m on day 14.

I’ve just looked at UC and finally they’re paying the money back to me that they messed up back in June so I can make £219 in total to debts this month which is huge and a big weight lifted off my shoulders. I can afford that each month now so the debt will be going down at a good rate.

I break up from work on Friday and me a DD are planning a few day trips to NationalTrust houses as that’s the one thing I will keep paying £6.50 a month for because apart from petrol it costs us nothing, we take packed lunch and love looking round old houses.

Well better get ready for work

Wishful01 · 17 December 2019 at 11:06AM

Spent £13 today on Christmas tree decorations as I literally have non as when we moved a good few boxes went missing somehow. Sainsbury’s had a half price sale on stuff for the tree so my tree now looks very pretty and festive.

Made a marble cake and lemon drizzle cake today for the week, DD has already taken some to college.

I’ll be paying the rest of the debt payments on Friday for the month then it’ll be the 22nd od each month after that.

Can’t wait to break up on Friday then I’m off until the 2nd January by then I can use my spreadsheet for the years spending.

Blackcats · 17 December 2019 at 11:42PM

I've recently adopted the mantra of "give every £ a job" it really helps me to focus on what I am saving and what I am spending. I'm a bit embarrassed that I've never done anything as obvious and simple as this before. As you say it's amazing how much money you have left when you are aware of what you are doing with it.
Christmas tree sounds nice - it's lovely to have pretty things at home on these dark, rainy evenings.

Wishful01 · 18 December 2019 at 10:43AM

Very true blackcats all money will now have a job and a reason. I figured with the tree sod it id spend the little bit to make something nice and they’ll last for years to come now.

Day 15 NSD’s today

Can’t wait to break up I’m ready for a holiday from work and spending time with DD. My food is being delivered on the 22nd and for a change I’ve not gone mad on food like I normally do.

I’m getting wool for Christmas so I can knit a jumper as I’ve not knitted for so long and decided it’ll give me a project to work on for the year. Also DD has bought me a cross stitch for my room too so I’ll have things to keep me busy.

Franalamadingdong · 18 December 2019 at 12:46PM

You're doing so well. My son's dad pulled the "DNA" trick, which was so hurtful, thankfully my son was too little to know at the time. He wasn't around until more recently and now it's kind of intermittent and he spends much time being vile towards or about me. My boy (he's 8) started calling my boyfriend "dad", which we both said "no" to and said that he has a dad, and my son asked if he could call him "daddy who cares"? Out of the mouths of babes. Your daughter knows her dad's treatment isn't a reflection on her and she sounds like a remarkable young lady.... Except for the compulsive washing of clothes! Haha.

Wishful01 · 18 December 2019 at 1:57PM

Lol fran she is amazing and finally the washing habit has got better I honestly think she has OCD as she’s so obsessed with tidiness but not a bad thing lol
She really isn’t bothered by her dads behaviour he’s always been the same it’s water off a ducks back with her she just said he can keep trying to be a pain but at the end of the day she’s now washed her hands with him she doesn’t want a relationship with him anymore and I respect that choice she’s old enough to make that choice herself now.

Wishful01 · 19 December 2019 at 1:37PM

Day 16 NSD’s today

I’ve sorted out all the debt payments for Friday then I can relax for Christmas knowing I’ve done my best this year to pay off all I can (well since my LBM).

DD is working most of Christmas so I won’t see too much of her but she has a few days off so will go to a couple of National Trust houses to have a look at the Christmas decorations.

I’ve made my pigs in blankets and roast potatoes ready for Christmas and froze them as well as batch cooked a load of dinners while the vegetables are cheap at the moment so I will have plenty of dinners to start the new year with. My brother has bought me a triple slow cooker as he knows I love to batch cook so can’t wait for that and then I can make loads of meals at once.

Well off to work only two days left woohoo

In it for the long haul

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