Do One, Debt!

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  • GoingToDoIt
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    Phew what a day! Well in a nutshell I achieved very little from my list. Back to the GP as have acquired an abcess, now on antibiotics. Was feeling a bit tired, that annoying cow Aunt Flo turned up.

    So today I got an email from work requesting a meeting. Can't say much but it seems they will be willing to pay me to leave. Which is great because I was leaving anyway! It's possibly happening on Friday.

    Ok tomorrow I really need to do more than just hoover and washing. Also had an offer of 0% balance transfer to a cc which has a nil balance- need to have a think about that.
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
  • catriona79
    catriona79 Posts: 855 Forumite
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    Just wanted to write a message of support and good luck for your meeting.

    Have only just caught up with your recent adventures, sorry you've had to go through all that!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • GoingToDoIt
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    Thanks Cat,mhave you got a new profile pic? I should get one...plenty of time on my hands to sort that :)
    I'm a bit blah about it to be honest, it's not the first time. I'm forever getting a job where it's fine until a new boss comes along who hates me on sight, and I just tell them- if you want me to go, pay me off.
    Anyway maybe I can join the "earn £10 a day" thread this month!
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Good luck with the meeting xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • chocolatepiggybank
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    Good luck with the meeting, hope it's good news! Sounds like you've had awful luck with new bosses. Hope that pesky abscess goes away soon!
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
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    Ah sorry things haven't been great work wise. You sound like you're better off out of it. Of course we'll be here supporting you through the repayment when you're back on your feet. I know I've been a bit AWOL but I can't manage without this place :)

    Wishing you all the best for a happy and healthy 2016 :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • GoingToDoIt
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    Ok so did not achieve much again today. Between the abscess and aunt flo I've been shovelling tablets down my throat all day. Also had a hectic day sorting out arrangements for "the meeting" which involved a lot of emailing, texting friends updates on the emails. Meh. Well I'm all prepped now. Tomorrow is another day.
    So I earned my £5 in Credit bonus from hulifax. I have still to work out the cc shuffle, and to plug in the wii, and sort out the dumb broken tv.
    I'm such an eejit I have not even kept my signature up to date. I think this calls for.....time to plug in the laptop and look at the finance spreadsheet :eek::eek::eek:
    I'll do it now
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
  • catriona79
    catriona79 Posts: 855 Forumite
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    Great stuff re spreadsheet. You have motivated me to do the same!!!

    Let's us know how you go, looking forward to updated sig.
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • GoingToDoIt
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    It's bad....almost up to max overdraft on fd.
    Have been spending on dibs cc and it's got £557 on it.
    Plan is to xfer 557 from dibs and 726 bakance from v!rgin to P off cc 0% until Oct 17.
    Once v!rgin is clear, apply for a money transfer to keep me going until I get a new job. I am thinking of 4k, on the basis that I can't even start temping until towards the end of Jan. I need to cover Feb bills and have a cushion for March bills (worst case scenario).
    I don't have any known big expenses coming up - have bought enough reduced price sales goods and cards to last until April at least.
    Then I need to really kick myself up the bum to stick to a budget and ration the new borrowed money, keep it in one of my many empty savings accounts and pay it to myself on "payday".
    If I get a temp role quick enough I can then repay a huge chunk back to the credit card.
    If the discussions go well I may leave my job with a "golden goodbye" but can't count on that so am not factoring it in at this point.
    God how much debt will I be in? 8 to 9 grand....bloody hell.
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
  • GoingToDoIt
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    Well today was realy hard work. I can't comment about the meeting, other than to say I was satisfied with the outcome so far and it looks like I will be confirmed as leaving next week.
    I'm absolutely knackered from it all, but think I may sleep well tonight and feel much more relaxed knowing that it's pretty much over now.
    :beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer:
    Tomorrow I'll get back on track with money and plans, but for now I need a rest!
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
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