2019 Mortgage-Free Wannabes

Options
1…9192949697…173

Comments

  • skippie
    skippie Posts: 89 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    Options
    Number 144 £470 OP please.
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • CTricky80
    CTricky80 Posts: 29 Forumite
    First Anniversary
    Options
    #13 checking in with overpayment of £266 for May.

    I think that my target of £10k for the year was a tad ambitious - could I lower it to £5k please Julicorn. That way I won't be showing as 'Must try harder' hopefully...
    Original Mortgage: February 2010 = £150,000
    MFW #13: January 2019 - £126,155
    Current Feb 2020 = £118,013
  • weenemo
    weenemo Posts: 45 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    Options
    Number 76 reporting in with a further overpayment for May. Other half had a tidy up of accounts and the garden isn't being dealt with until the end of the summer so might as well not sit around not making any interest.
    Adding £2025.73 to May's overpayments to make a total of £6889.73 for the month
  • varfor
    varfor Posts: 45 Forumite
    First Anniversary Photogenic First Post
    edited 24 May 2019 at 7:42AM
    Options
    I missed April but am back on it this month! I'm really happy to have made our yearly target. My partner has got a new job quicker than anticipated. It's on lower pay but will hopefully be less stressful! It also means that we can probably still overpay. I'll leave the target as is for now but may revisit it next month.

    #118
    May total: £750
    2019 total: £4030/£4000
    2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920
  • lindez
    lindez Posts: 643 Forumite
    First Anniversary First Post
    Options
    Good afternoon all
    #44 with £35.00 over payment for may. total so far for May is now £340.00 I will try and do another payment next week.
    Thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • julicorn
    julicorn Posts: 2,283 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    weenemo wrote: »
    Number 76 reporting in with a further overpayment for May. Other half had a tidy up of accounts and the garden isn't being dealt with until the end of the summer so might as well not sit around not making any interest.
    Adding £2025.73 to May's overpayments to make a total of £6889.73 for the month


    Looks like you hit your target, congratulations! Would you like me to increase your goal for the year? :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Hettyhound
    Hettyhound Posts: 948 Forumite
    First Anniversary Name Dropper First Post
    Options
    #90 with a final May payment of £40. So total for May is £300! :D
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • weenemo
    weenemo Posts: 45 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    Options
    julicorn wrote: »
    Looks like you hit your target, congratulations! Would you like me to increase your goal for the year? :)


    Yes please. I hoped we would reach our target early but not this soon. So motivating seeing it add up over the months.
    Can you change my target to £23000 please?
    Many thanks
  • julicorn
    julicorn Posts: 2,283 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    weenemo wrote: »
    Yes please. I hoped we would reach our target early but not this soon. So motivating seeing it add up over the months.
    Can you change my target to £23000 please?
    Many thanks

    That's all done. You can still see your progress against your original target towards the right in the spreadsheet :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Tartan_Mum
    Tartan_Mum Posts: 217 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Options
    #68 reporting in with a May OP of £453.93

    Total for 2019 YTD £1856.64

    Managed to squeeze another £200 OP in May. So May OP finished at £653.93 and YTD £2056.64

    :j
    #26 MFW 2023 challenge Small OPs are better than no OPs! Feb 2018 £231,000 / Apr 2042 Current £133,700 / March 2036
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.5K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.7K Work, Benefits & Business
  • 608.7K Mortgages, Homes & Bills
  • 173.3K Life & Family
  • 248.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards