2019 Mortgage-Free Wannabes

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  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
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    Hi JC,

    No.74 with an additional OP of £40.38 for January.

    Cheers,
    US
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Urbanshyne wrote: »
    Hi JC,

    No.74 with an additional OP of £40.38 for January.

    Cheers,
    US

    Thanks. Could you include a monthly total for future updates? Makes it much easier to update / less likely to make mistakes :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
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    julicorn wrote: »
    Thanks. Could you include a monthly total for future updates? Makes it much easier to update / less likely to make mistakes :)

    Understood Number One. :)
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • Unicorn_cottage
    Unicorn_cottage Posts: 879 Forumite
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    #35 here with my first payment of the year = £750. Feeling really positive this year and have the additional motivation of my mortgage being up for renewal in 2020 so super keen to get the amount owed down as much as possible :)
    "Everything comes to him who hustles while he waits" Thomas Edison
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:
  • VDOT47
    VDOT47 Posts: 277 Forumite
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    #9 with a January update - £435.36 overpaid please.


    Thank you!
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • WorldCitizen
    WorldCitizen Posts: 117 Forumite
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    Hello, can I join in please?
    I would like to aim for OP of £2000.
    And I will be happy with any number.
    I will be able to OP from April without fees.
  • chunkytfg
    chunkytfg Posts: 844 Forumite
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    Is it wrong to be seeing all these members Paying in little and not so little money into there mortgages and being jealous that I haven't even managed to buy the house yet to be able to do the same?!

    I've even got a pot of money in my locker at work that normally gets emptied every so often and taken home so I can add it to my savings post home but I'm planning on now using it to pay direct into the mortgage once I actually have one! I have £58 in it at the moment so I've actually got a overpayment to make into a mortgage I haven't even got yet! ��

    Hopefully solicitors will pull there finger out soon and make me owe a huge sum of money! Lol
    Those who risk nothing, Do nothing, achieve nothing, become nothing
    MFW #63 £0/£500
  • julicorn
    julicorn Posts: 2,283 Forumite
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    WorldCitizen wrote: »
    Hello, can I join in please?
    I would like to aim for OP of £2000.
    And I will be happy with any number.
    I will be able to OP from April without fees.

    Welcome to the challenge! You're our #160 now :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Unicorn_cottage
    Unicorn_cottage Posts: 879 Forumite
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    chunkytfg wrote: »
    Is it wrong to be seeing all these members Paying in little and not so little money into there mortgages and being jealous that I haven't even managed to buy the house yet to be able to do the same?!

    I've even got a pot of money in my locker at work that normally gets emptied every so often and taken home so I can add it to my savings post home but I'm planning on now using it to pay direct into the mortgage once I actually have one! I have £58 in it at the moment so I've actually got a overpayment to make into a mortgage I haven't even got yet! ��

    Hopefully solicitors will pull there finger out soon and make me owe a huge sum of money! Lol

    Use it as motivation :) My house took a long 7 months to go through the solicitor stuff. Then over 2 years once I had the mortgage to even be able to make an overpayment so you are well ahead of me :)
    "Everything comes to him who hustles while he waits" Thomas Edison
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:
  • WorldCitizen
    WorldCitizen Posts: 117 Forumite
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    julicorn wrote: »
    Welcome to the challenge! You're our #160 now :)
    Great, thank you!
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